Assigned Risk PoolsAssigned Risk auto insurance is usually the Insurer of last Resort for the highest risk drivers who have been declined by at least three Insurance Companies. The Application for insurance is assigned by the state to an admitted carrier in that state. The agent submits the auto application to the state assigned risk plan. The state plan then assigns the application to a licensed insurance company for issue. The agent may or may not have a contractual relationship with the assigned carrier. Generally the assigned carrier is required to offer insurance for three years only and is typically more expenisve when compared to the rest of the market.Non-standard auto insurance may or may not be for a high risk driver and is purchased from the agent or directly from the company. If purchased from an agent that agent has a contractual relationship with the company issuing the policy.Happy Motoring
Assuming that you are talking about in the case of an accident, you should only talk to your insurance carrier. They will contact the other person's insurance carrier.
Call and ask your agent
Contact your agent or the policy services dept. of your insurance carrier for the answer to your question.
You have to be a licensed agent in the state you want to sell insurance. Also, you need to be appointed by the carrier/ insurance company you want to sell for.
One can learn by using a library to do research or word of mouth. One can also stop by an insurance carrier to get information from an agent or agent staff.
Yes, he or she should. And further, you should receive an official letter of declination directly from the insurance carrier.
Check with your agent. They should be able to locate a carrier that provides this type of insurance.
The agency is the business and the agent is a person.
Yes, so long as they are living together. If they are a household, then the two can have a combined auto insurance policy. Check with your agent for the specifics from your insurance carrier.
The relationship between the Consignor and the Consignee is that of a principal and agent.
It depends on the relationship and the state in which you live. Ask your insurance agent.