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The laws are federal. You can find more info at http://www.occc.state.tx.us/pages/brochures/home_equity_lending.html

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15y ago

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What do Texas lie between what?

Please write your questions in English ....sorry i mean explain it a little better than that.


If you have available equity in your home at the time of purchase how long in Texas do you have to wait to get a home equity loan and are there any negatives in doing so?

In Texas you can only borrow up to 80% of the appraised value of your home in a home equity loan. The Texas Constitution states that you must wait 1 year before you can refinance a home loan.


How can I find information about a Texas home equity loan?

Many resources are out the in finding information on a Texas home equity loan. Your best resource would be to search the web for this loan, or go to any bank in Texas, and a loan officer should be able to answer any question you might have.


In Texas if you refinance your home once as a home equity loan are you forced to have all future refinances be home equity loans also?

Yes. Once a home equity loan, always a home equity loan; but there are certain programs that give breaks in rate to previous home equity acquisitioners.


How many times can you refinance your home in Texas?

You can only refinance your home for as long as only if you are eligible for another home refinancing. If your past home refinancing was good, you might be able to get another one but if you had a bad score on your past house refinancing attempt, you might have a hard time getting another one. Some online real estate school teach their students as well the essence and only when to use home refinancing as it is not always the best option for every home owner.


In Texas if you dont pay your home equity loan what happens?

The lender could foreclose on your house.


WHAT IS A REASON FOR THE Texans 'LOVE OF THE TREATY OAK?

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Can I get a home equity loan from a Texas bank if I live in another state?

You should be able to get a home equity loan if you live in another state. The most important factor is your credit rating.


Can you cancel the contract if car is not delivered in Texas?

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Does the 3 day right of rescission rule apply to used vehicle sales in Texas?

No, the three-day right of rescission rule does not apply to used vehicle sales in Texas. This rule is primarily associated with certain types of consumer credit transactions, such as home equity loans and refinancing, rather than vehicle purchases. Once a used vehicle sale is completed and the buyer has taken possession, the sale is generally considered final. Buyers are encouraged to conduct thorough inspections and research before making a purchase.


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GMAC Mortgage operates in Phoenix, Arizona, Louisville, Kentucky, Waterloo, Idaho, and Texas. Their services include mortgaging homes, and refinancing monthly payments.


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