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Do you have the legal right to ask for past statements and payment history from a collection agency in California and what should you do if they refused?
Ready to play bill collector for your information??? OK- check out the website and see who you should write to to get things http://www.creditinfocenter.com/eBooks/PoorMansClassActionLawsuit.shtml Make noise- call them everyday asking for the same thing "your information" Report them to FTC--here is the complaint form --add the further proof and send it in. https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01 Good Luck!
What else can I help you with?
Can you make a payment plan with a debt collection agency for a medical bill in NY?
Yes, you can negotiate a payment plan with a debt collection agency for a medical bill in NY. Contact the agency to discuss your financial situation and propose a payment arrangement that works for you. Make sure to get the agreement in writing and stick to the payment plan to avoid any further collection actions.
I tried to make a payment to a bill collector they refused to take the payment. I went to the company that turned me in to collection they accepted the payment. what are my rights?
If the collection agency did not accept your payment, the debt should be discharged from their control. You might need to contact an attorney to make sure these debts are removed from your credit report. If you are making payments to the company that sent you to collections, they will need to remove you from the collections agency.
In California what is statute of limitations for a collection agency to sue you?
A written agreement with a company is 4 years, and a oral agreement is 2 years from the date of last payment or activity.Remember, that even though a credit card company states that they will take you to court if you do not make a payment, or put a judgment on your credit - this is not true!!The only way a creditor/collection agency will take you to court is if you owe child support or taxes. Other then that you will not go to court for this type of debt. Do not let them threaten you in any way. Make sure you settle on this debt when you have at least 50% of the balance owed saved in your savings.Get an agreed settlement in writing that day before make your final payment. Then request a letter stating that the account is now paid in full instead of settled for less. Good luck!
Is it legal for a credit card debt collection co to ask for payment over the telephone then ask you for your routing number and checking account information?
It is generally not advisable to provide routing number and checking account information over the phone to a debt collection company. It is important to verify the legitimacy of the caller and the debt before making any payment or sharing sensitive information. Consider asking for the request in writing and consult with a consumer protection agency or legal professional if you have concerns.
If the statute of limitation in Michigan is 6 years-is it 6 years from the last payment you have made on a credit card.?
Yes, 6 years is the SOL on credit card debt in Michigan. It is not only the last payment made on the card. If you made a charge on the card after the payment then it would be after that. Basically the SOL clock starts ticking when the last activity was made on the card by YOU - not the credit card company. Once that period is up, you can no longer legally be sued for the debt. Although some collection agencies will try it. Learn your debt collection rights by reading up on the FDCPA.
Medical bills on credit report?
unpaid collection on medical bills can possibly be reported on bureau, but payment history is not reported.
How do you treat interest on advance payment of tax in financial statements?
there is no interest on advance payment of tax
Can you make payment to a collection agency?
Yes.
Why there is delayed payment of workers?
no collection from contractor
In Arkansas can a collection agency sue you if the original creditor accepts payment on the debt?
If the debt was sold to a collection agency and the original creditor accepted payment AFTER the debt was sold, the money does not belong to them. If, however, you paid the debt and it was mistakingly sol after that payment, the collection agency can't try to collect. If you have proof of payment, forward it to the collection agency and deman in writing that they cease trying to collect this debt.
What is a historical record of a person's payment activity?
A historical record of a person's payment activity is typically referred to as a financial transaction history. It includes details of all the payments made by the person, such as purchases, bills, and transfers, and can be useful for tracking spending, budgeting, and financial planning. This information is often stored in bank statements, online banking platforms, and credit card statements.
How do you pay a collection account?
Have the collection agency send a written agreement accepting the settlement or payment amount agreed upon BEFORE rendering any payment(s).
Is a collection agency obligated to remove debt from your credit report?
No! The only obligation of the collection agency regarding a debt is to accurately report the debt...i.e. balance outstanding, current status, and payment history. However, if you are paying or contemplating paying a collection agency, it would be wise to negotiate a positive outcome...i.e. the total removal of the account from your credit profile in exchange for payment. This should be negotiated prior to paying the collection agency and the agreement should be in writing.
What is a collection situatoin?
A collection situation refers to the process of pursuing payment from a customer who has not made a payment as per the agreed terms. It typically involves contacting the customer to remind them of the outstanding payment and working to secure the funds owed.
Can a collection agency for a non-credit card-type bill hurt your credit rating?
Yes Once a collection account is reported to your credit history, its origin no longer matters. If money is owed and it gets listed with a credit reporting agency as a collection account, it affects the main factor in your credit score: Payment history. See www.myfico.com/CreditEducation/WhatsInYourScore.aspx for details of a FICO score.
What should be included in a debt collection demand letter?
A debt collection demand letter should include the amount owed, the reason for the debt, payment instructions, a deadline for payment, consequences of non-payment, and contact information for the creditor.
What are inward documents for collection?
The short versiion... bills that aresubmitted to a bank from another bank for collection and payment.
