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In many cases yes. It would depend if it were past the 2 year contestibility period and suicide clause and whether or not the overdose (doing drugs) were a felony. I would suggest you call and ask the claims department.
Wiki User
∙ 15y ago
Most life insurance policies do provide coverage for accidental overdose, unless specified as an exclusion in the policy. However, if the overdose is intentional, it may not be covered. It is important to review your specific policy terms and conditions or consult with your insurance provider for more detailed information.
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Can someone take out a life insurance policy on someone that they do not know?
Typically, the person being insured must consent to the life insurance policy. Without the person's consent or insurable interest, it is not permissible to take out a policy on them. Doing so could be considered fraudulent.
Can a step daughter purchase life insurance on a step father?
In most cases, a stepdaughter would not be able to purchase life insurance on a stepfather without his consent. The stepfather would usually need to give permission and be involved in the process, as he is the insured party.
Can you collect life insurance if you are killed committing a crime?
Most life insurance policies have an exclusion clause that states benefits will not be paid out if the insured dies while committing a crime. Therefore, it is unlikely that life insurance would be paid out in such a scenario.
Can you get a life and health insurance license in Texas if you are on deferred Probation for a class a misdemenor?
It is possible to obtain a life and health insurance license in Texas while on deferred probation for a Class A misdemeanor, but it may depend on the specific circumstances of your case and the regulations of the licensing authority. It is recommended to consult with the Texas Department of Insurance or a legal professional for accurate guidance.
Do you have to pay deductible if it was vandalism?
Whether you have to pay a deductible for vandalism on your insurance policy depends on the terms of your specific policy. Some policies have a separate deductible for vandalism, while others may waive the deductible for this type of claim. Check your policy documents or contact your insurance provider to determine if a deductible applies in your situation.
Does life insurance pay for accidental drug overdose?
It depends on the policy and the specific circumstances surrounding the accidental drug overdose. Some life insurance policies may have exclusions for deaths resulting from drug overdoses, especially if the overdose was intentional or related to substance abuse. It is important to review the terms and conditions of the policy to determine if accidental drug overdose is covered.
What is the difference between accidental death life insurance and regular life insurance?
Usually the only difference between accidental death life insurance and regular life insurance is the name, although sometimes an accidental death life insurance will pay out more money if the death is accidental.
Will accidental life insurance pay if you get sick and die?
Accidental Life or commonly known as AD (Accidental Death) Policies will not pay if the cause of death is illness.
DOES ACCIDENTAL INSURANCE PAY?
If you have accidental insurance then it will pay, if not it won't.
Does accidental life ins pay on cancer?
Accidental life insurance only pays if you die by direct bodily injury and that no other prior or existing conditions contribute to your death. So accidental life insurance will not pay if you have cancer. Consumers should avoid getting this product at all cost and get traditional life insurance such as term life insurance that will pay no matter how you die.
Will accidental life insurance payout if aneurysm?
No, it will not pay. An aneurysm is not an accident.
What is the difference between accidental death and dismemberment insurance and life insurance?
If I understand it correctly, Accidental Death and Dismembermant Insurance will pay ONLY if you lose a limb or are killed in an accident. Life Insurance pays when you die, regardless of how you die.
Does accidental insurance pay for chocking?
yes
How are accidental death benefits paid out when they double?
If your life insurance death benefit is for $100,000 and you have a 100,000 accidental death benefit rider and you die in an accident then your policy would pay $200,000.
DOES ACCIDENTAL INSPAY IF U DIE OF LUNG CANCER?
Accidental insurance does not pay if you die of lung cancer.
How to handle accidental death insurance?
"Different banks offer different forms of accidental death insurance. The coverage may not be the same as traditional life insurance and it could be less expensive. The coverage also has certain stipulation, such as they will only pay if the death was cause by a proven accident and so on."
What type of insurance will pay for a persons loss of sight?
accidental death and dismemberment
