Depends on how it was filed, but the judgment itself is valid a minimum of 5 years once it is awarded. Details can be found at http://www.sunbiz.org/corpweb/inquiry/jlien_how_to.html
The length of time a judgment may show on your credit report is established by the Fair Credit Reporting Act, a federal law.
FCRA 15 USC 1681c, Sec. 605, reads:
"(a) Information excluded from consumer reports...(2) civil judgments...that from date of entry, antedate the report by more than seven years or until the governing statute of limiations has expired, whichever is the longer period."
Certain states allow a judgment to be renewed. In Florida, a judgment is valid for 20 yeas, but must be re-recorded after the first 10 years. The re-recording could possibly trigger the judgment to appear on a consumers credit report.
A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.
How long does a civil judgement in New Jersey stay on your credit report?
A civil judgment can generally stay on your credit report for up to 7 years in Montana. This timeframe is governed by the Fair Credit Reporting Act. It is important to note that the impact of the judgment on your credit score may lessen over time as it gets older.
In Wisconsin, a judgment can stay on a credit report for up to 10 years from the date it was filed. However, if the judgment is paid, it may be removed earlier based on the credit reporting agency's policy.
In Alabama, a judgment can stay on your credit report for up to seven years from the date it was filed. This can negatively impact your credit score and ability to get credit or loans during that time. Make sure to resolve any judgments as soon as possible to improve your credit standing.
how long does personal judgement stay on credit in texas
7 years.
7 years
7 yrs
A judgment stays on your credit report until it is satisfied or for 14 years. Sometimes it will stay on your credit report past 14 years.
The judgment should be removed from your credit report 7 years from the date it was entered.
A judgment stays on your credit report until it is satisfied or proven falls in a court of law. The only way to remove it is to pay it off.
5 months
Judgments will remain on a credit report for the required 7 years regardless of the status.
A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.
10 years is the sol in N.Y.
5 years