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Banks generally wish the client to be 18, though with a co-signer they might.

Credit card companies often give credit cards - with or without a co-signer - to anyone of any age, and at times house pets. They technically require a given age, but somehow reports of accidents keep being reported with regularity.

Pawn shops are generally more strict than banks or card companies. But while it varies by state, many will allow 16 to 18 year olds to pawn property.

Family and friends have no laws on who they can loan to.

As always, consult with an attorney in your local area for an answer more specific to your situation.

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15y ago

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