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That statute of limitations on any type of bill in New York is 6 years. This doesn't mean they have to quit calling you to try to collect, or that they can no longer report on your credit report, it only means they can no longer take legal action against you. You are still liable for the debt, but they can't do anything if you don't pay it.

For anyone else interested in the SOL of a debt, visit this link:

http://www.cardreport.com/laws/statute-of-limitations.html

Actually, US Code 47, Chapter 5 states a 2 year SOL.

US Code Title 47,415

Statute of Limitation for all communication devices, including cell phones is 2 years.

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15y ago

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