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The first six numbers in any card represent the issuer (formerly bank) identification number.

The first number (for a MasterCard, that will be a 5) represents the network on which card transactions are processed.

The next five numbers provide detail about the issuing financial institution. For example:

[5]045 07 represents a Barnes and Noble gift card

[5]424 XX represents a Citibank-issued card (Citibank is not limited to 5424)

[5]581 08 represents a Citizens Bank Business Debit card (tied to a checking acct)

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14y ago

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