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Can a husband drop his wife from medical coverage even if she cannot get insurance through her work?
If your question is on the legality of dropping the wife from insurance, the answer depends on the State and on the status (legally separated, etc.)of the marriage. Yes he can, but only during his annual change piriods. It is his payroll deductions and he is the one to say who is or is not covered on "HIS" policys. Sorry
What else can I help you with?
I am self employed and have medical coverage through my husband's company.If I am injured while working does my medical coverage through his company cover my medical expenses?
No, Most if not all plans exclude work related conditions.
Which medical insurance is primary for the wife when the husband and wife each have insurance through their jobs?
The Wifes
What is the definition of primary coverage in regard to medical insurance?
Often, a person will have "primary" insurance and "secondary" insurance. For example, if you have insurance through your job, and your husband has insurance through his job, then your primary insurance will be the one through your job, and your secondary insurance will be the one through your husband's job. Also, your husband's insurance through his job will be his primary, and yours through your job will be his secondary. There can be some exceptions to this though. For example, if you were married, had a child, then divorced and remarried (retaining custody of the child), and both your ex and current husbands have insurance through work, then the one who's birthday is first is considered the "primary" insurance, and the other is the "secondary" insurance. But there will still be a deductible with each one that has to be met before either one will pay.
Does your homeowners insurance cover you if you are injured on someone else's property?
No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.
Can your wife take you off of her medical insurance plan before you are separeted if I am retired with no medical insurance of my own?
Answer Sir, I can only quote you regarding Canadian Law that says if your wife is paying for your Medical Insurance through her job as a payroll deduction she can take you off anytime she wishes. Under Canadian Laws a wife or husband is not held responsible for the other one's health insurance needs. Hope this was helpful, but if not, perhaps you can contact the Health Insurance Board where you live. If you choose to buy insurance, then as a general rule, nobody can force you to keep buying the coverage. Yes, you can drop coverage. However, if you are paying for the coverage through IRS Section 125 with pre-tax funds through your employer, then you may (or may not, depending on the circumstances) be able to reverse your decision to reduce your pre-tax earnings.
Can you purchase family dental insurance with Aetna insurance?
Yes. There is Aetna Dental insurance available through Aetna. It is available for an additional charge over and above the charge for standard medical coverage.
How could one get temporary medical insurance when travelling?
Temporary medical insurance can be obtained through a travel agent, bank, or insurance company. Make sure to call around first to make sure that you get the best price with the most inclusive coverage.
What happens to a spouse if their health insurance is terminated?
If a spouse's health insurance is terminated, they may lose access to medical coverage and have to find alternative insurance options, such as through their employer or through a private plan. This could result in higher out-of-pocket costs for medical care and potential financial strain.
Where can one purchase student medical insurance?
Students in the U.S. can purchase medical insurance through several options, including university-sponsored plans, private insurers, or the Health Insurance Marketplace. It's important to compare plans based on coverage, cost, and provider network to find the best fit for your needs and academic situation. At LezdotechMed, we guide students and their families in understanding coverage options and navigating medical documentation tied to insurance claims. For more support and resources,
If you are an insured motorist and get hit by an uninsured motorist should you use your job's personal medical insurance or your auto insurance or both?
More than likely, you will begin by using your personal medical insurance. Medical expenses and lost wages can possibly be reimbursed through the uninsured motorists coverage.Uninsured/Underinsured coverage laws vary by state. Contact your insurance agent for a full explanation of how this coverage would work on your policy.
How much of massage therapy is cover through medical insurance?
Insurance coverage for massage therapy varies widely. There tends to be greater coverage in states that license massage therapy. In most cases, a physician's prescription for massage therapy is needed.
Does homeowners cover a fall of a guest?
No, The medical coverage portion of your policy (usually $500) is for minor injuries that can occur around the home and is specific to the named insureds. Your home insurance policy is not a replacement for major medical insurance. If your guest feels you are responsible for their injuries through your negligence then they could sue you for coverage under the liability portion of your home insurance policy.
