Generally yes, if it's the end of the month after termination. There is probably COBRA afterwords.
No. Call your States Department of Insurance.
AnswerYes.
Yes. There is no legal obligation for your employer to offer health insurance unless you have a labor agreement through your labor union that requires it.
Yes, it is possible to cancel COBRA insurance at any time, but you may need to follow specific procedures outlined by your employer or the COBRA administrator.
Yes, in certain situations. For example, 1) If you are no longer considered an "Eligible Employee" - (ie. you no longer work enough hours to be considered full-time); 2) If your employer discontinues the plan for all employee's. Note: Any involuntary loss of coverage may be a COBRA or HIPAA event.
Yes, in most cases, you can cancel your work insurance at any time, but it's important to check with your employer or insurance provider for specific details and any potential consequences of canceling your coverage.
Yes. It may be a hassle, but it is important to choose the best coverage at the least cost for your family.
Technically employer should inform the insurance company when they terminate any regular employee. Then insurance company will give 31 days window after termination date. That way, the emplyee could able to change their insurance either to new company benefits program or convert to individual health insurance. The employer can't terminate your group health insurance.
Individual Policies are better. The employer can't cancel it. You can take it with you to a new job.
If not legally separated, you will probably have to wait until open enrollment through your employer to cancel her insurance. If you do get legally separated, you can cancel insurance as you have had "change in status." Usually insurance companies will process changes outside of open enrollment when you have a change in family status. An example of this would be getting married, having a baby, or getting divorced/legally separated.
Call your insurance agent and tell them you would like to cancel your insurance.
The answer may depend on the dates when you were on FMLA leave as the law underwent some changes and is date dependent. In general, insurance may only be canceled if insurance payments were not made. But for this to occur, the employer must give you advanced notice that this will occur due to nonpayment.