0
How can you continue getting insurance coverage for the pre-existing condition of terminal cancer after a divorce if the policy is in your husband's name?
the first way to do this is to obtain COBRA coverage. When your divorce became final, your ex-spouse was able to drop your coverage. Federal law is that all insureds can continue coverage with COBRA. Your insurance company or ex-spouse's employer should have sent you paperwork explaining what your rights are. But be aware, with COBRA, you are paying the full premium for the continued coverage.
What else can I help you with?
Is vertigo considered a preexisting condition?
Yes, vertigo can be considered a preexisting condition if an individual has a history of experiencing it before obtaining health insurance coverage. Insurance companies often review medical records to determine if a condition existed prior to the policy's start date. If vertigo was diagnosed or treated before the insurance coverage began, it may affect coverage and benefits related to the condition.
Is tonsilitis a preexisting condition?
Yes, tonsillitis can be considered a preexisting condition if a person had the condition before seeking medical insurance or treatment. Insurers may classify it as such when assessing coverage or premiums.
Does insurance cover foundation repairs?
It might and it might not. It depends on what scope of coverage you purchased and if it was a preexisting condition or not.Contact your insurer or your insurance agent for clarification of your coverage.
What is the duration of the preexisting condition exclusion period for health insurance coverage?
The duration of the preexisting condition exclusion period for health insurance coverage can vary, but it is typically up to 12 months for individual health plans and up to 18 months for group health plans.
How do you use the word preexisting in a sentence?
Preexisting to our race, the humans, there were dinosaurs and many other creatures living on Earth.
Is a complication from surgery prior to coverage a preexisting condition?
Yes, a complication from surgery that occurred before obtaining health insurance coverage is typically considered a preexisting condition. Insurance companies often view any medical issue or complication that existed prior to the start of coverage as preexisting, which may affect the benefits available for that condition. However, the specifics can vary by insurer and policy, so it's important to review the terms of coverage for details.
Is a genetic condition considered a preexisting condition?
Yes, if it was known prior to coverage. If you have had continuous insurance since the genetic condition was known and there was no lapse in coverage (or the lapse was short enough), care for that condition will be covered by your new insurer, per HIPAA.
Is a heart stint considered a preexisting condition?
Yes, a heart stent can be considered a preexisting condition, particularly in the context of health insurance. Preexisting conditions refer to medical issues that existed before obtaining a new health insurance policy. If you have had a heart stent placed prior to applying for insurance, it may affect coverage options and premiums. However, specific definitions and implications can vary between insurance providers and policies.
Is cataract consider a preexisting condition?
Yes, cataracts are generally considered a preexisting condition. This means that if an individual has been diagnosed with cataracts before applying for certain types of insurance or undergoing specific medical treatments, it may affect coverage options or costs. Insurance providers often take preexisting conditions into account when determining eligibility and premiums.
Is anxiety a preexisting condition?
Yes, anxiety can be considered a preexisting condition, as it refers to a range of disorders characterized by excessive fear or worry that can persist over time. Individuals may experience anxiety due to various factors, including genetics, environment, and personal history. In medical and insurance contexts, anxiety is often classified as a preexisting condition if it was diagnosed or treated before a specific time, such as before obtaining health insurance coverage. This classification can affect eligibility for certain treatments or coverage options.
What are the benefits of getting Gap Medical Insurance?
Gap health insurance can be beneficial if a preexisting condition exists. It is also helpful in the event of emergencies during which for whatever reason health coverage has lapsed.
Can you get individual health insurance if you have a preexisting condition?
Yes, though it is hard. Also, preexisting conditions vary, as far as definition, from one company to another. While it is easier to get coverage through an employer, you are able to get it via a private company.
