There are services that can help get things off of your credit report. One that I know of that offers a free credit review is Total Credit Care. The website is www.mytotalcreditcare.com. Best of Luck to you!
Unpaid medical bills are on your credit score until they are settled with the company that issued the bills or written off of the credit report. This could be for many years if you are making payments on the account or might end more quickly if you have declared bankruptcy.
You can only remove bills if you pay them or if the bills are listed incorrectly on your credit report. It is best to pay them off and then the bills will not be listed as delinquent.
The required seven years, the entry should be marked "paid or settled".
All valid negative entries on a credit report remain for the required time limit. Medical bills that were referred to collections would remain on the report for 7 years even if they are paid. The impact of paying a debt upon one's credit score cannot be determined as scores are based upon the consumer's entire credit history.
i need to get a repossession off my credit report
To improve you credit score for an auto loan, you need to pay off your bills on time. You should pay off your debt. You should not take out additional credit and you should check your credit report.
The lenders will look at the "overall" picture. What they will do is take into consideration if the medical bills were paid off. If they were not paid off your rating will suffer. If they were paid off, and it has been several years (I will say over 2 years) and all your other debts are paid on time (no 30 days late) and your debt to income ratio is not excessive (not more than say 40% of income) and you do not carry debts that are more than 30% of the available credit (some will go as high as 50%) then you may get a reasonably good score, somewhere around 680 to 700 points.
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
7 years or change your name and move to mexico
A foreclosed home can take seven years before it is taken off your credit report. You can build your credit back up in about three years if you continue to pay all your bills on time.
Your paid off car may not be showing on your credit report because auto loans are not always reported to credit bureaus. If your lender did not report the loan, it will not appear on your credit report.
I doubt there is such a thing. Don't pay and your credit is trashed. They may eventually write you off as a "bad debt" but your credit will still be garbage.