Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
If Its off your credit report ,and rental history you can stop clamming today!
To improve you credit score for an auto loan, you need to pay off your bills on time. You should pay off your debt. You should not take out additional credit and you should check your credit report.
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.
It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.
No you cannot remove a repossession off your credit report if your cosigner has a judgement on the repossession.
A charged off account is similar to a collection on your credit report. The creditor has written off the debt owed and closed the account. The debt is still valid though and can be collected on. The charge off will lower your credit score unless removed. You can dispute a charge off and this give the credit bureaus 30 days to verify the charge off or it must be removed from your credit report.
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There are services that can help get things off of your credit report. One that I know of that offers a free credit review is Total Credit Care. The website is www.mytotalcreditcare.com. Best of Luck to you!
If you didn't actually declare bankruptcy, you can report the error to the credit bureaus. If you did declare bankruptcy, you'll have to wait for it to age off.
Yes it can. You should agree to pay it only if there is an agreement to not report it to the credit reporting agencies.