i need to get a repossession off my credit report
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
Your paid off car may not be showing on your credit report because auto loans are not always reported to credit bureaus. If your lender did not report the loan, it will not appear on your credit report.
To improve you credit score for an auto loan, you need to pay off your bills on time. You should pay off your debt. You should not take out additional credit and you should check your credit report.
If Its off your credit report ,and rental history you can stop clamming today!
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.
It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.
No you cannot remove a repossession off your credit report if your cosigner has a judgement on the repossession.
A charged off account is similar to a collection on your credit report. The creditor has written off the debt owed and closed the account. The debt is still valid though and can be collected on. The charge off will lower your credit score unless removed. You can dispute a charge off and this give the credit bureaus 30 days to verify the charge off or it must be removed from your credit report.
I had to clean up my credit report several years ago and it took a lot a work but was able to buy a house and now have financing through my bank. You will need to have the cash to pay off loans if you want to quickly remove them from your credit report. First contact the creditor and ask if you were to pay off the balance would they take it off your credit report. If they agree to first get a letter from them stating so before you give them any money. It still will take several months to clear off your report. Hope this helps.
There are services that can help get things off of your credit report. One that I know of that offers a free credit review is Total Credit Care. The website is www.mytotalcreditcare.com. Best of Luck to you!
If you didn't actually declare bankruptcy, you can report the error to the credit bureaus. If you did declare bankruptcy, you'll have to wait for it to age off.