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What else can I help you with?
Is physical therapy covered by health insurance plans?
Yes, physical therapy is covered by many insurance plans. You need to check your specific policy, though, to make sure that you are covered.
You are insured as a second driver if you have an accident will you be covered?
As long as you are listed as a driver on the policy and an accident occurs in a covered vehicle, then yes you will be covered under the terms and conditions of the policy just as any other driver on the policy.
Do I need to report an accident to my insurance if I had the accident in my husbands car and his policy covered it?
No.
If i drive my moms car and i live with her but im not on the policy and i get in an accident is the car covered?
If you are a licensed driver but not listed on the policy the vehicle will not be covered. If you are not licensed it will be covered.
Will full coverage car insurance cover electrical?
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.
If you have an accident and then reinstate your insurance are you covered?
If the accident occurred after your policy lapsed and before reinstatement, no, it won't.
You had an accident when your policy was cancelled it was reinstated 24 hours later am you covered?
No
If you borrow a motorcycle and have an accident are you covered on their insurance?
Only if you are a named driver on the policy.
Are drunk drivers covered under their auto insurance policy in an accident?
Yes.
Will a insurance company fix damages to a vehicle that was covered at the time of an accident but then is later removed from the policy?
Yes, as long as the vehicle was on the policy when the damage occurred it will be covered.
Can a physical therapy clinic charge for a missed appointment?
Yes, a physical therapy clinic can charge for a missed appointment if the policy was clearly stated. A doctor's office is also able to have this type of policy.
If someone not on my policy is driving my vehicle and has an accident is the claim covered?
If your insurance policy has permissive use then another driver would be covered in your vehicle if they had an accident. I don't know about other states but in California they should not be living with you and they can not be excluded from your policy. One more thing, they MUST have a valid license.
