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Medical Insurance is not just for paying doctors and prescriptions when sick. It is there for emergency medical needs. In the case you are in an accident and require intimidate, emergency treatment, the hospital bill can cost upwards of $200,000. Without insurance, you are paying the entire bill yourself, but with insurance you may only have to pay a couple thousand dollars out of pocket, and raised premiums (if that).
Also consider that when you do get sick, most prescription medications cost hundreds per refill. With the insurance co-pay, the price is dropped to a reasonable $30.00 or less. So in the short run, health insurance is much like throwing money away, but in the long run (especially after you reach an age where you can't get insurance) it will be a significant return on your investment.
What else can I help you with?
What kind of health insurance involves a co pay for doctors visit?
Managed care
How often doctors visit a doctor and are there any studies done on general health of doctors?
3% i think
Where online can I find cheaper car insurance for aVirginia?
Cheaper car insurance online is quite easy to locate, especially if you live in Virginia. It is highly recommended if you visit one of the following: Geico, Progressive, Allstate, and Farmer's.
Can Amish visit doctors?
Yes. Almost all Amish people are allowed to visit doctors.
What is the best pet insurance and why do I need to insure my pets?
You need to insure your pet because if your pet is hurt or wounded, the pet insurance with cover most of the injury. It is very expensive to pay for the veterinarian visit if your pet is hurt, and it is cheaper to buy a pet insurance.
How much should one expect to pay for a routine physicians visit?
In the US, if not covered by insurance, a routine visit to the doctor can cost between $60 and $200 dollars. This will vary depending on the location of the doctors office and his own overheads. Some Doctors offer a reduced price service in needy areas.
Why is it better to buy health insurance when you're younger?
It will usually cost less if you buy health insurance when you are young as the risk of illness goes up as the age. Buying insurance doesn't take care of all medical bills. But it does ward off financial ruin in the case of serious bad luck, and having insurance means easy access to care. Doctors like to be paid. However, if you have insurance, you'll get charged at the discounted insurance company rate, which should save you money as you spend through the deductible. So, although the vast majority of young adults stay healthy, serious trouble is not rare. Those without insurance are playing the odds. If they win, they've saved the insurance premiums. If they lose, they're ruined. For More Info Visit: Bayzat
Is an HMO or health insurance best for my children?
There is only one thing that is different between the two plans. A HMO will only allow you to see doctors on their list, while a blue cross plan will allow you to visit a lot more doctors.
If a doctors office neglects to bill a persons insurance for a visit and then tries to bill the patient the full amount almost a year later is the person legally obligated to pay that bill?
no but you can sue them
How much is a doctor visit with insurance?
It really depends on the doctor, the insurance coverage, your deductable, your insurance provider, and the reason and result of your doctor visit.
Is catastrophic health insurance good enough?
It really depends on your age and how often you expect to need to visit the doctor. If you are going to go frequently, then no, catastrophic health insurance is not enough for you.
Can doctors come to home visit?
some doctors do. i think if your really sick they will come to you.
