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Parents, whose birthday month falls first in the year is the primary payers

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13y ago

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Does the birthday rule apply for spouses with the same insurance?

yes


What is the most common COB rule used?

The most common Coordination of Benefits (COB) rule is the "Birthday Rule." This rule determines which parent's health insurance plan is primary for a dependent child when both parents have coverage. Under this rule, the plan of the parent whose birthday falls earlier in the calendar year is considered primary, regardless of the year of birth. This helps streamline the claims process and avoid confusion regarding which insurance pays first.


Which insurance plan is primary when both husband and wife have same plan?

The birthday rule will decide who's plan is primary or secondary.


If you have health insurance on your two sons and their father does also who is the primary insurance holder?

It really depends on the plans but most plans use the date of birth rule. Who ever's birthday is first would be the company that pays primary, then the later birthday would be secondary.


Is Golden rule insurance a company or rule of insurance?

Golden Rule Insurance is an insurance company offering various health insurance coverage plans, auto insurance coverage and homeowners insurance. They are affiliated with Unites Healthcare Company and are based out of Indianapolis, Indiana.


When child who is covered by two or more plans lives with his married parents who is the primary policyholder?

When a child is covered by two or more health insurance plans and lives with both married parents, the primary policyholder is typically determined by the "birthday rule." This rule states that the plan of the parent whose birthday falls earlier in the calendar year is considered the primary insurance. If both parents have the same birthday, then the plan that has been in effect the longest is usually designated as primary.


When was the Golden Rule Insurance company founded?

The Golden Rule Insurance company was founded as a family business over 65 years ago in a small Midwestern American town. As of 2003, Golden Rule Insurance was bought by UnitedHealthcare.


What is golden rule insurance?

Golden Rule Health Insurance is a branch of insurance offered to citizens from UnitedHealthOne. It offers to you personal health plans, that helps in making quality safety for you and your family.


My husband has dental insurance through his work and so do I but who is primary?

That depends on how the policies are written. Some policies state that when there are two dental insurances, the employee is primary and the dependent is secondary. Other policies state that the person whose birthday falls first in the year is primary. Your best option is to either discuss this issue with your Human Resources department at work or discuss it with the individual who handles insurance claims at your dentist's office. ***Birthday rule only applies to covered children of a married or cohabiting couple. If the parents live in separate households, custody rule or divorce decrees override the birthday rule. The policyholder will be the primary carrier if both policies are full-time employment policies. If one of the policies is retirement coverage, the retirement coverage would be secondary. In your case, your insurance is primary for you and your husband's insurance is primary for him.


Who is considered the primary and who is the secondary medical insurance for child living with mother and step father but also has coverage through father?

Unless mentioned in the divorce decree, the birthday rule should apply.


What is Ja Rule's birthday?

Ja Rule was born on February 29, 1976.


When is ja rule birthday?

Ja Rule was born on February 29, 1976