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When child who is covered by two or more plans lives with his married parents who is the primary policyholder?
When a child is covered by two or more health insurance plans and lives with both married parents, the primary policyholder is typically determined by the "birthday rule." This rule states that the plan of the parent whose birthday falls earlier in the calendar year is considered the primary insurance. If both parents have the same birthday, then the plan that has been in effect the longest is usually designated as primary.
What else can I help you with?
How do you determine coordination of benefits?
Standard coordination of benefits goes in the following order for an active employee, not a retiree: Employee: Policy in which you are the subscriber is the primary. If you are the policyholder on more than one policy, whichever policy has been in effect the longest is primary. Dependent children: For natural parents still married, or without court order, coordination of benefits follows birthday rule. The parent who's birthday falls first within the year (goes by month, not year) is primary. For parents with court order, the parent named is primary. For parents divorced/separated with spouses and no court order, custodial natural parent is primary, then spouse of custodial parent, then non-custodial parent, then spouse of non-custodial parent. If dependent children are also covered by the state, state health policies always are last in line to pay benefits. For retirees (65+) still on employer policies and covered by Medicare, Medicare is primary and employer policies are secondary.
How do you file primary custody in Washington state?
What is the intent and does it involve married or single parents?
What is permitted driver insurance and who is eligible to be covered under this type of policy?
Permitted driver insurance is a type of policy that allows individuals who are not the primary policyholder to drive the insured vehicle with permission. Typically, immediate family members or other designated individuals are eligible to be covered under this type of policy.
If parents are divorced then under whose policy is the child covered?
Usually the primary custodial parent, but parents may make other arrangements if they wish.
My husband has dental insurance through his work and so do I but who is primary?
That depends on how the policies are written. Some policies state that when there are two dental insurances, the employee is primary and the dependent is secondary. Other policies state that the person whose birthday falls first in the year is primary. Your best option is to either discuss this issue with your Human Resources department at work or discuss it with the individual who handles insurance claims at your dentist's office. ***Birthday rule only applies to covered children of a married or cohabiting couple. If the parents live in separate households, custody rule or divorce decrees override the birthday rule. The policyholder will be the primary carrier if both policies are full-time employment policies. If one of the policies is retirement coverage, the retirement coverage would be secondary. In your case, your insurance is primary for you and your husband's insurance is primary for him.
If a person has two health coverage plans which one is primary?
if you have medicare,retired but spouse works.spouse ins is primary and medicare secondary. if you are a child both parents has anthem,birthday rule has to apply. the parent who is born first is primary and the parent who is born later is secondary does not matter if parents are married or not
Missouri law Who has legal custody of minor child when parents have never married but dad is on birth records get sole custody They have never been married but the mom and dad live with their parents?
If the parents have never married and live separately with their own parents, a court would need to decide on custody. Typically, the court will place the child with the mother, but the best interests of the child are primary.
Who has primary insurance coverage for a dependent child when both parents have coverage?
The parent who was born first in the year. In other words if the mom was born in June and the father was born in July, then the primary insurance would be covered by the mother. This also applies to both parents being born in the same month. Whoever was born first is the primary holder of the insurance.
What is my primary insurance my husband's plan at work or medicare?
If you are covered under your husband's plan and he is working, his plan is primary to Medicare. If you are not covered under your husband's plan, Medicare is primary.
Do you need both parents consent to get married at 16?
Laws vary from state to state and from country to country. In North America you have to be 18 to get married without parental consent. Whether both parents are needed or not depends on the specific place you are getting married.
Does a teenage driver have to be listed as the primary driver of one of the vehicles on the policy to be covered?
No. If he is listed at all, then he is covered. If he IS the primary driver of a vehicle, then he should be listed as such.
What is the difference between a contingent beneficiary and a primary beneficiary in a life insurance policy?
A primary beneficiary is the first person or entity who will receive the life insurance proceeds upon the policyholder's death. A contingent beneficiary is the second choice who will receive the proceeds if the primary beneficiary is unable to do so.
