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It depends. I know for a fact that in the state of Alabama, this answer applies. If the husband and the wife are taking care of the child, meaning if the child is a dependent of the wife and husband, then the health insurance that he has taken out on his family should include the child, (even if the husband isn't the biological father). The reason being is because the child is a dependent, is filed on the married couples taxes, and must be under the age of 19 or still enrolled in an institute of higher learning. For the most part, this is what I have come to understand being as I encountered this situation in my youth.

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17y ago

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