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It depends on why you are terminated and the size of the employer.
If it is for gross negligence they can.
If it is just a normal involuntary termination (and the group has at least 20 employees), such as cutbacks or being laid off then they have to offer you Cobra. Cobra allows you to continue on your current health plan for a period of 18 months with you paying up to 102% of the premium. Under ARRA the government will pay 65% for up to 9 months for all employees involuntarily terminated until 12/31/09.
This is the federal law, States have there own laws which often differ and are more strict than the federal law so you will need to check your states health department website for more info on Cobra.
What else can I help you with?
What do you do if you lent your employer money and you were laid off?
If you lent your employer money and were laid off, you ask your employer for your money back! If you do not get it back you sue him in a court of law.
What term should i use Terminated or laid off?
Laid off often means a temporary condition due to factors which may change, you can then be re-employed if the economics alter. Terminated is permanent.
Do you qualify for unemployment insurance if you quit your job to follow your husband to Colorado?
No. not if you quit. For one to collect UI, they must have been laid off by the employer. The UI office will verify the information with the employer. If you voluntarily quit, you are not eligible for unemployment insurance.
Alternative phrase for hiring and firing?
laid off; shut down; terminated
Laid off or laid off?
The correct spelling is "laid off". This term is used when an employee is dismissed or let go from their job by their employer.
Laid off and employer states medical benefits ended on day I was laid off however insurance companys states I am still good to end of month HR won't return calls What are my rights?
In most cases health insurance is done through a monthly program. If the insurance company says you are covered, I'd say that they would know.
What is supplemental life insurance?
Portable supplemental life insurance is any individual life insurance policy that is not taken through an employer group. The employer provided life insurance coverage will be lost as soon as you change jobs, get laid off, fired or if you quit, while the individual life insurance policies will continue to stay in force regardless of your employment situation (providing you are paying the premiums on time).
What is portable supplemental life insurance?
Portable supplemental life insurance is any individual life insurance policy that is not taken through an employer group. The employer provided life insurance coverage will be lost as soon as you change jobs, get laid off, fired or if you quit, while the individual life insurance policies will continue to stay in force regardless of your employment situation (providing you are paying the premiums on time).
What possibilities do laid off workers face?
If you are laid off, file for unemployment compensation and take advantage of any outplacement services your employer offers.
What possibilities do laid-off workers face?
If you are laid off, file for unemployment compensation and take advantage of any outplacement services your employer offers.
When can you file for unemployment?
One can file for unemployment any time they are laid off, furloughed, or terminated from an employer covered by unemployment insurance. Whether that person receives unemployment benefits or not is dependent on the the conditions of separation, federal, state and local law, and sometimes the outcome of an appeals process, or special circumstances that temporarily alter benefit eligibility. Such circumstances may be a decree from the President or Governor due to widespread economic hardship, or massive layoffs from a key employer.
Is my Spouses employer required to offer me insurance if I am laid off at my employment?
Each state and healthplan has their own specific rules related to special election periods. You should check with the Department of Insurance for your State. In general, if you were covered under your employers plan and were laid off, you should have the right to continue paying for your plan with your current employer for a period of time unless they went out of business entirely. You should also be eligible to be added to your spouse's plan as a special enrollment period, due to your loss of coverage. You may need to provide a notice of 'Creditable Coverage' indicating the beginning and ending period of your coverage. If you were laid off from your employer, but you were not insured by them to begin with, then you would only be able to enroll with your spouse's employer during their Annual Open Enrollment period.
