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Does homeowners' insurance cover physical loss damage claims by car rental companies?

Homeowners policies do not cover damage to motorized vehicles (except lawnmowers, golf carts, off-road vehicles, electric wheelchairs). SOMETIMES there is coverage for boats & their trailers when stored in an enclosed building on the premises.


If your motorcycle without theft coverage was stolen out of a neighbor's garage will their homeowners insurance cover it?

No, Your neighbor has a home insurance policy to cover his owned property. Homeowners insurance is specific to the named insured and the insured's scheduled property. Homeowners Insurance does not cover automobiles or motorcycles at all and does not cover property belonging to third parties except in very narrow circumstances. Personal Property coverage excludes motorized vehicles except lawnmowers, golf carts, off-road ATVs, vehicles for the handicapped. If it is a vehicle intended to be licensed for road use, it is excluded under residential building policies.


Will homeowners insurance cover damage to a car without comprehensive coverage damaged by fallen tree.?

Homeowners policies specifically exclude damage to motorized vehicles with the exception of lawn mowers that are exclusively use for maintenance of the property. Also, golf carts are usually covered. Automobiles can only be covered by an auto policy that has physical damage coverage included.


Do you need to have insurance to drive a golf cart on the public streets?

Golf carts aren't allowed on highways, main roads, etc.


REPORT ON PAR GOLF CARTS?

REPORT ON PAR GOLF CARTS


What companies service golf carts around St Pete?

There is a company called Fairway Golf Carts that services golf carts around St. Petersburg. There is also Saddleback golf cars and ABC Golf carts in Largo.


Does home owners insurance cover RV damage due to weather?

No it will not. You have to purchase a policy specifically for the RV. You homeowners policy excludes self propelled vehicles of any kind except for lawnmower used for the upkeep of that property exclusively and golf carts. Any others like cars, trucks, RVs, ATVs, boats over a certain size limit, and anything else will be excluded from coverage on the homeowners policy.


Who made pargo golf carts?

PARGO made pargo golf carts


Will homeowner's insurance that I have cover stolen scooter in my name even though it was parked in front of daughter's apartment?

Coverage for small vehicles like that really varies from policy to policy. In my experience motorized vehicles that are street legal are not provided coverage by homeowners policies. Golf carts, ATV's (not hitched to a trailer) , Riding mowers etc.. are provided coverage.


Who is liable for property damage from errant golf ball?

In the state of Florida, golf ball damage is usually the responsibility of the homeowner. They can purchase homeowners insurance that will cover damage occurring from errant gold balls.


Will homeowners insurance cover golf clubs stolen from the car on the property?

Every homeowners policy is unique and you need to read through your policy to be sure but I can tell you that most homeowners policies will cover your personal property. Your homeowners policy will actually cover your personal property anywhere in the world (depending on your specific policy). If your clubs were stolen from your car and you are thinking of filing a claim just remember that you will be responsible for your homeowners deductible which is usually around $1,000. That means that you are responsible for the first $1,000 so if your clubs are worth $1,200 you would get a check for $200 from your insurance company. Most golf clubs aren't worth that much but if yours are do you really want to file a claim to get a $200 check? After you file that claim your homeowners insurance premium will increase for 3-5 years because you will be considered a higher risk by the insurance companies. One other thing to consider is that if your car windows were broken during the theft you will also have to file a claim with your auto insurance company if you want them to cover the window. Most auto policies will replace glass for free or very little.


Does homeowners cover golf cart accident on your property if a minor was driving and another adult was supervising?

yes it is