If you have collision coverage you can receive payment for the damages minus your deductible, your company then should go to the child's parents for repayment (subrogating them), including your deductible.
The parents are ultimately responsible, and can file the claim with their homeowner/renters policy. However, I would suspect an exclusion for any land motor vehicle.
Beware, if you have the parents pay just the deductible, and your carrier pays under your collision coverage, them simply paying your deductible does not free them from paying your insurance company the rest of the damage.
Yes, the contents coverage portion of your homeowner's policy would cover your bike if it was stolen somewhere other than your house. However, you will still be responsible for the insurance deductible and if its a deductible of say $1000 (typical amount), then unless it was a bike more than $1,000, it makes no sense to even make a claim.
The kid bike sizes chart provides parents with information on the appropriate bike size based on their child's height, helping them choose the right size bike for their child.
if your car was parked and it wasn't an accident in traffic, yes, the parents of the minor have to pay for your car if you don't have an insurance that would cover that.
Yes there are a few major insurance that cover bike. GEICO, Allstate, and Nationwide all offer bike insurance.
The ultimate children's bike sizes guide for parents is to choose a bike that allows the child to comfortably reach the pedals and handlebars while sitting on the seat. It is important to consider the child's height and inseam measurement to ensure the bike is the right size. Additionally, adjustable seat and handlebar heights can accommodate growth spurts. Consulting with a bike shop or using online sizing charts can help parents make an informed decision.
When choosing a bike stabilizer for your child's bicycle, consider factors such as the weight capacity, compatibility with the bike, ease of installation, and durability. Look for stabilizers that are adjustable and have good reviews from other parents. It's also important to ensure that the stabilizers are securely attached to the bike to provide maximum safety for your child.
Parents can effectively teach their children to ride a bike without training wheels by starting with a balance bike or removing the pedals from a regular bike to help the child learn to balance first. They should provide support and encouragement, practice in a safe and open area, and gradually increase the difficulty as the child gains confidence and skill.
Rampdale insurance
Bennetts Bike Insurance advertises themselves as the UK's favourite bike insurance company. Their insurance includes 90 days EU cover, theft, loss or damage to the bike, accident recovery, riding other bikes, multi bike policy.
"*Lower rate (usually) than regular bike insurance
Insurance varies from provider to provider. Your state and local area charges its own price for bike insurance. You should contact your insurance provider to find out how much it costs for you to carry this type of insurance.
Yes, it is reasonable to own bike insurance if you use your bike a lot in a well populated place, or if your bike is expensive. You can never be too careful.