0
They usually go by horsepower, stock and aftermarket modifications (i.e. turbo or superchargers), etc. They will usually know if you have a sports car or not. You can also have a car classified as rare or collectable that might be a sports car. If a car has two doors its almost always classified as a sports car no matter what. Also if the car is equipped with a manual transmission its also most likely a sports car. It also depends how on the replacement cost of the auto and location.
Insuring sports cars has always been a niche market, so it more often than not pays to do your homework and contact the specialist companies rather than the general insurers. If you have a classic sports car in mind, there are a specialist companies for these vehicles too.
More Information:
- I drive a '94 T-Bird. Some companies say it's a sports car (with the V6? Yeah right), some luxury (almost passes as that), and some just as a plain old car.
- I have a Firebird, 2 doors, manual and it's still not considered a sports car.
- I have a 2 door 2004 Dodge Stratus SXT that is only a 4-cylinder but rated a 19 which is a sports car rating with high premiums.
What else can I help you with?
What is a good insurance company for a Maserati?
There are many good insurance companies for luxury sports cars such as the Maserati. One specific insurance company that would be good is TD Insurance.
Do insurance companies offer antique car insurance?
Insurance companies do offer coverage for antique cars. There are also insurance companies that are specialized in insuring antique cars.
Can you have different insurance companies for each of your cars?
Yes, you can have different insurance companies for each of your cars. Each vehicle can be insured separately with a different insurance provider.
From where can one obtain sports insurance?
All major auto insurers will insure sports cars just as they will any other car. However, drivers of sports cars pay more on average for insurance because sports cars are faster and more powerful, and therefore more dangerous and more likely to be involved in accidents.
Can I have 2 cars insured with different insurance companies?
Yes, you can have two cars insured with different insurance companies. Each car can have its own separate insurance policy with a different provider.
Where can one find cheap insurance deals for cars?
Cheap insurance deals for cars can be found from companies such as GEICO and Esurance. These companies also offer comparisons to other car insurance dealers.
How many cars can you have on one insurance policy?
Insurance companies will be happy to insure as many cars as you want, as long as you are willing to pay the insurance premium.
Where can someone find the cheapest insurance for classic cars?
One can contact several insurance companies and ask for their insurance prices for classic cars. One can compare the different prices to find the cheapest insurance for classic cars.
Is it possible to insure two cars with different companies?
Yes, it is possible to insure two cars with different insurance companies. Each car can have its own separate insurance policy with a different provider.
Are insurance companies responsible for re certifying cars after frame damage?
No
Do insurance companies pay for wrecked cars?
It can be said that insurance companies pay for cars after a wreck as long as you are fully insured. But when a person does get money from the insurance company it doesn't mean that they are buying it from you. The car will have to be taken to a car junk yard and you can sell it to them.
What states can you get full coverage insurance on cars with salvage titles and what companies will insure these cars?
Ohio Michigan
