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Yes, you can typically transfer a no claims bonus (NCB) to your wife, but this depends on the insurance provider's policies. Some insurers allow you to share your NCB with a spouse, while others may have restrictions or require the spouse to be listed on the same policy. It's best to check with your specific insurer for their rules regarding NCB transfers.

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3d ago

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Related Questions

Do you lose your no claims bonus if other party claims off you?

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Will using a courtesy car effect your no claims discount?

If you have a courtesy car through an insurer it is probably because you have had an accident that will affect your no claims bonus wheather you have a courtesy car or not. The only way to avoid this is to protect your no claims bonus with your insurer. Usually there is a charge for this or you have to have a full no claims bonus.


Can a car insurance company refuse to give you your no claims bonus because you owe them money?

Absolutely. Would you pay someone who owed you money. The no claims bonus is a gimmick anyway. Allstate advertises the refund of premium bonus if you don't have any claims. However, in order to get this bonus check you have to purchase an endorsement that costs you as much as the bonus could possibly be.


Are the insures allowed to keep you no claimed bonus?

Yes, insurers are generally allowed to keep your no-claims bonus if you make a claim during your policy term. The no-claims bonus is a reward for not filing claims, and if you do file one, it may reduce or eliminate this discount upon renewal. However, policies vary by insurer, so it's essential to review the terms of your specific policy for details on how claims affect your no-claims bonus.


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If involved in accident but not my fault will it effect my no claims bonus and insurance premium?

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