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Does a child need to be insured on all vehicles that are owned?
Wiki User
∙ 10y ago
Generally you have one policy that covers all vehicles in your household. Even if the company issues separate policies for each vehicle they still rate it on a household basis. All drivers and household residents are required to be reported to your insurance company. You also need to advise them as to who drives which vehicle most. Each vehicle will be rated based on the driver and use that relates to that vehicles. For this reason your childs rates will only effect one vehicle but they are covered to drive all vehicles in the household. Be truthful about the drivers and use because if you lie to them in order to get better rates and the company finds out it can be considered material misrepresentation and any claims can be denied.
Wiki User
∙ 10y ago
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