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If this is in reference to a credit card debt or other unsecured debt, the ORIGINAL CREDITOR - the one who issued you the card - has the right to pursue the debt they are owed. Once they pass it off to a collection agency, you can issue a limited cease and desist letter that tells them not to call, but allows them to contact you by mail. This allows them to present offers regarding paying off or paying down the debt that you can handle.

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Q: How do you stop creditors from calling?
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Related questions

Can you stop original creditors from calling you?

Yes, I understand that certain states (Texas, Michigan, California) have state laws that prohibit original creditors from calling you once you have addressed them in the proper manner.


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No. If you file bankruptcy, you are basically telling the creditors that you don't have any funds to pay them. Your finances are being held by the court and the lawyers will tell the creditors that you filed bankruptcy. You are still responsible for the debt. WRONG! If you file bankruptcy and file a chapter 7, if the judge approves your appeal all your credit card debts are erased, and creditors have to stop calling and harassing you. If you file a chapter 13, you are still responsible for a certain portion of your debt, to be paid over a 5 year period, and creditors have to stop calling and harassing you.


When was Stop Calling Me created?

Stop Calling Me was created in 2001.


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How do you stop creditors from calling you for a relatives debts?

Tell the creditor in a firm voice "DO NOT CALL THIS NUMBER AGAIN". It is a violation of the Fair Credit Reporting Act for them to continue to call you. They can be cited for it. Ask to speak to a supervisor.


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Send them a certified letter demanding that they stop, and further demanding that they only contact you via the mail. Advise them that they will be in violation of the Fair Debt Collection Practices Act if they do so.


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A guy is likely to be upset and even angry if you stop calling him. However, he will most likely forgive you if you explain to him why you were not calling.


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Tell them to stop calling you. If they continue, be sure to report them to the attorney general's office in your state. Continuing to call you after you requested a stop is considered harassment, AND YOU DONT HAVE TO TAKE IT! :)