You speak to Sky Customers services and simply tell them you want to cancel the account, they usually require one month notice to cancel, then cancel the Direct Debit with your bank. the phone number is on your Sky bill or search for Sky tv via you favorite search engine.
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If you're cancelling your subscription to Sky, there isn't any real way to get them to waive the cancellation fee. If you can prove there is a problem with the service, or you're cancelling before your first bill, you might be able to talk them into it.
Yes, you can call your bank to cancel a subscription.
You can't really cancel your whole account, but what you can do is cancel your subscription if you have one.
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I just want to cancel my subscription to TV Guide
I need to cancel my subscription.
Cancel subscription
Stop paying, lose the password, and unsubscribe, as you would to any other site.
In the admin center, go to the Billing > Your products page, then select the Products tab. Find the subscription that you want to cancel. Select More actions (three dots), then select Cancel subscription. In the Cancel subscription pane, choose a reason why you're canceling. Optionally, provide any feedback. Select Save. This is Microsoft Docs
The best place to buy a Sky phone subscription would be on the official Sky website. They offers a lot of deals and packages for you to pick from to get the right fit.