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There are 2 ways to purchase a home. The first is with your own funds. You may buy a home without the aid of professionals, but this is generally not reccommended. The first step is to contract a Realtor who will help you find the home and facilitate the transaction in exchange for a comission that is paid by the seller (usually) and split with the selling Realtor (6% total normally). The second way is with borrowed funds (or a mix of your own and borrowed). For this you must obtain a mortgage lender and be approved for the appropriate loan. Then you would use a Realtor to find and purchase the home.

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16y ago

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