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What else can I help you with?
Whose insurance is responsible if a tree on your property falls and damages another person's vehicle during clear weather?
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
If I am working as a babysitter and my car is damaged from a falling branch in the homeowners driveway do they have to pay for the damages out of their homeowners insurance?
It depends on whether the homeowners were aware of a potential problem with their trees/limbs. If they knew of a dead tree or limb, there is a possibility of liability on their behalf. The key to this is proving that they were aware of a potential problem, which is very difficult to do unless they have been warned in writing. This is the only way their homeowners policy would cover your damage as well. Otherwise, if it was just a tree limb that fell because of wind, you have no legal recourse against the homeowner. It's just an "act of God" = weather.
If a seemingly healthy tree broke in half and fell on neighboring apartments following days of bad weather should your insurance cover this or the neighbor's?
The neighbor's insurance must cover his own damage. That is how homeowners insurance works. A property owner is not liable for an act of nature.
Will your homeowners insurance rate go up if you file a claim to replace your fence?
Most homeowners insurance does not increase rates due to claims. However, claims do determine whether or not a company continues to renew your policy. Especially now, if you are cancelled it is much harder to get home insurance.
What is inclement weather insurance?
Insurance for inclement weather.
What if a neighbor's tree fell on house and it was not due to weather?
The question can not be answered until you disclose the reason it fell.
Lowering The Cost Of Homeowners Insurance?
Homeowners insurance can be a delicate topic. It is one of the more expensive forms of personal insurance. One of the few ways that you may be able to save money on your homeowners insurance, other than shopping around for a better rate, would be to remove unnecessary coverage. Of course, this means you would have to remove coverage for some events that you think may be very unlikely. It is a risk you may want to take in order to save money every month. Removing insurance for weather damage that is nearly impossible in your climate would be a first step. Another option may be to remove insurance for theft and instead invest in a low cost home security system. Homeowners insurance is by no means inexpensive. Thinning down your policy is one way to help reduce that cost.
How much does wedding insurance cost?
Wedding insurance is based on the amount insured, but a general range is $150-550. This insurance would cover unexpected events that are outside of your control, including weather, venue closings, a damaged dress, or catering issues.
What is the average rate of homeowners insurance?
The average rate is going to vary depending on where you live, your credit, weather conditions in your area, etc. This website can give you an idea: http://homeinsurance.com/rates-in-your-state/
Recently your car taken by your close relative and in his hand car damaged for accident and you had no driving license can you get claim?
This would depend on your insurance coverage or weather you are willing to sue him.
Which companies provide weather insurance in India?
Agriculture Insurance Company of India Ltd, is a leading weather insurance cover provider to farmers. ICICI Lombard Ltd. also has weather insurance in its rural insurance portfolio.
Will homeowners insurance pay for warped floors after air conditioner was off for three weeks in o 90 weather?
Doubt it very much, unless their was a fault with the air conditioner which broke down . Try and see.
