It just depends on t he type of homeowners policy you bought. Some will and some will not.
If you purchased basic coverage then chances are it will not cover. If you purchased a broad form or an all risk policy then it probably will cover.
Just call your Agent and he can let you know if you have coverage. If you purchased your policy from a direct Insurer and have no agent, then your just left up to the whims of the customer service folks at the other end of that 800 number.
Mobile home insurance does cover your home if damaged by a falling tree. It would also be covered if it were damaged by the over growth of tree roots.
Foxtail palm roots can be damaging to pipes. The roots expand and can harm pipes, and even lift cement at times.
If you have roots in your pipes, a professional plumber will be able to clear them out using augers and saws. You can also use copper sulfate crystals to poison the roots and prevent them from spreading. To keep the roots out of your pipes permanently, either replace them with concrete or PVC pipes, or install plastic root barriers around the pipes.
Not if the pipes are in good condition.
Yes they can. Tree roots, as they grow and spread, will "burrow" through pipes that are in their growth, path .. I have personally seen roots inside pipes.
This question doesn't explain what you desire as an answer. Yes, the roots will destroy your pipes as they will drive there way through them. If you have roots in your pipes, no idea. May have to replace all the piping or get someone to remove the roots from the piping for you. Tree roots will not enter pipes unless there is a entry point in the pipe. If pipes are properly sealed there is no problem.
the roots will not function well.
Yes, but you would have to pay what your homeowners deductible.
Flood damage is covered by "Flood Insurance" not by home insurance. Flood coverage is obtained on a separate flood insurance policy in the USA. Heavy roots from a presumably over grown tree or a tree that is located too close to the house is an owners landscape maintenance and upkeep issue.
Yes, rose bush roots can grow into sewer pipes if there are cracks or leaks in the pipes. The moisture and nutrients found in the sewage can attract the roots. Once inside, the roots can expand and cause blockages, leading to potential plumbing issues. Regular maintenance and inspections can help prevent such problems.
No. Home insurance is meant to cover losses that are sudden and accidental. A water line break is normally caused by earth movement (excluded in home policies) or roots growing into the line (not sudden). Sorry!
No