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What else can I help you with?
Is there a different affect on your credit if there is a consent judgment or a settlement order entered?
This answer depends on the procedures of the courts in your state. Generally, a judgment will be reported on your credit rating a will be a negative mark against. Instead, you can have a stipulation for settlement that keeps the case open and then the case is dismissed when the settlement has been fully paid.
Should you sign a Stipulation for Judgment agreement?
That really depends on the terms of the proposed stipulation. Without adequate protection such as a court-ordered repayment plan, having a judgment against you can negatively impact your credit and give the creditor the ability to garnish your wages and take your property. On other other hand, you need to consider what would happen if you didn't sign it and compare the consequences of both actions to see what is best for your situation.
Is there a stipulation with first time home-buyers credit that you have stay in your home for 3 years If you don't do you have to pay it back?
It is prorated.
Name 4 instances in which south Africa national credit act 34 of 2005 will not apply to a credit agreement?
Applications by (Pty) Ltd, CC or trust and if the amount is less than R 10 000
Is a credit card a verbal agreement?
No, it is not.
Does filing a prenuptial agreement keep one spouse's bad credit from attaching to the other spouse?
A prenuptial agreement does not have any bearing on whether credit will be affected.
Does a credit card issued to wife in the name of additional credit card without her consent will it be counted as a unsolicited credit card?
No.
What are advantages of the national credit act?
the advantages of the consumers in the national credit act
Can a merchant charge a credit card in advance?
If that is the agreement.
What happens when the credit agreement is wrong?
You become a hobo
Can a debt collector pull your credit report?
Maybe, the answer lies in the original agreement made with the OC. Some creditors have a stipulation in the contract which in essence says the debtor/borrower agrees if the account is assigned to a collection agency the agency has the same rights as was granted the OC. The OC had the right to access the consumer's report before allowing him/her credit, therefore the collector acting as the OC's agent can do the same. OC = Original Creditor
Can a collection company pull your credit without your consent?
Yes
