Accepting Credit Cards

Each time a merchant processes a credit card transaction they will be charged a fee by the Payment Processing company. These fees are almost always a percentage of the sales and can range from a little less then 1% to as high as 6% depending on the type of credit card the customer presents for payment, the volume of sales the merchant uses and the contract they have signed with the payment processing company. Additionally, there may also be a flat fee charged for each transaction as well plus the percentage of the sale, but in this case the percentage is usually much smaller.

Many merchants do not accept certain credit cards because they simply can not afford the high processing rates. For example Gas Stations may only have a profit margin on selling fuel of 3%-5% so if there American Express processing fee is $0.50 + 4.2% of the sale, they are actually losing money when you pay for a tank of gas with an American Express.

Everyone also needs to understand that all of the so called "Premium" cards that offer the consumer rewards, points or rebates when using their cards have a much higher processing rate associated with them. You didn't think your bank was actually paying for any of this did you?

A credit card is money loaned to you (credit) by the issuing bank or company. You may use it to pay for purchases up to the amount of your credit line.

A debit card is based on your account balance and not on any loaned amount. You may use it to pay for purchases not in excess of your account balance.

any where they are excepted they usally say on the door or a window of the business

This sort code belongs to Halifax Bank.

This code is assigned to the internet savings department of the Halifax headquarters, which is located in the city of Halifax itself, in England.

Of course it does and quickly. The days are gone when you could, for example, write a check and count on it taking days to be cashed and have your account debited. If you don't have funds in the debit card account you might also have to pay a fee for using the card. It's all spelled out in the agreement the bank gave you.

Could be good or bad; it's hard to tell.

What to do if credit card get stuck in a machine abroad

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It depends which staff it is.

If it is the treble cleff (staff) the answer is E, if it is the Bass cleff, the answer is G.

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An ATM (Automated Teller Machine) requires the use of a debit card. This allows the customer to able to withdraw money at any time provided there is sufficient cash in the customer's account. For more info. search Google with: 'ATM' and have a look through the many websites on the subject.

Magic elves

credit score

depends on your bank/credit union

The main difference lies in the fact that a debit card doesn't carry a window of credit with itself.the purchases made by a debit card cannot exceed the amount of money a person has in his/her account.since they are directly linked with a person's salary account it provides instant cash.

On the other hand every time you make a purchase using your credit card,you are actually borrowing money from a bank or a financial institution.so every time you make a purchase the bank/institution pays the vendor and in turn you pay the money back to the bank/institution at a later date with of course interest(if any) incurred.

another major difference lies in the safety/security part.debit cards are more unsafe than credit cards because a debit card doesn't have a pin number.so just in case you lose your debit card and the theft is not reported quickly you might just lose everything you have in your account.but a credit card comes with much more legal liability.sometimes (if you are lucky enough)the credit card company /bank might as well compensate for your losses.

As per experts from Credit Nation, a Credit Card, as its name suggests, gives you credit, for a charge, of course, and allows you to pay for service or product over a period of time. The days of credit one gets could range from 20 to 50 days (calculated from the day of billing and not from date of purchase) come interest free. You can choose to pay your dues entirely at one go or stagger them after paying the minimum amount due every month.

If you are looking for more information about credit cards then visit website of creditnation or their facebook page.

Call the toll free number on the back of your card and there should be an options for 'locations'. Most food stores take Quest.

Businesses usually grant "limited" credit cards to employees that need them for business expenses. Travel, meals, etc. They usually are very restricted and can be used at certain places as hotels, car rental companies, and restaurants.

If a person worked as a cashier, they might be able to list all of their former jobs held that dealt with the handling of money when asked what cash register, bank deposits, credit card transactions, and IE balancing have been performed in the past.

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The card will be sent to your mailing address on file 3-5 business days after you request it.

Bank of America and a few others used to give temporary debit cards over the counter if you lost yours but I believe this practice has been discontinued for security reasons.

There are legal loopholes where nothing can be taken from you. Things like cars and houses, televisions, mobile phones, fridges and home computers are among the things nobody can ever take from you unless you foolishly and willingly give them up. These items fall under the category of necessary items you can not do without and if you declare bankruptcy, you can also have the credit card company write you off as a tax loss and they can claim it back from the government. This, of course, depends on the laws of your country and how far they are legally allowed to push you.

The problem with bankruptcy is that you will be forcing yourself to be blacklisted from credit companies and banks for a few years. It is quick escape from problems, but a huge risk for your financial future.

They could use it if they have your PIN number.

Hard to determine your questions scope without knowing what a Government Bank credit card is. Need more info.

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