Auto Insurance

You usually have the obligation to list all household residents and regular drivers on your insurance policy. If we are talking about your Grandparents who live in another state and never drive your can then no. If it is your sister who lives with you and borrows your car occasionally then yes she must be listed as a driver.

There is no such thing as learner insurance. Any vehicle you wish to drive must be insured if mandated by law in your State, Province, etc.

You cannot do this in any state. An auto insurance policy is a legally binding contract between two parties. The named insured must be the owner of the vehicle and no one else. The only exception to this is in the case of two legally married persons in that vehicles owed by either one is allowed to be on an insurance policy of either one of them.

Most Ploice (85% or more ) in all states can tell if the insurance on a car is valid from inside the car.

Five foot wide?

A six foot six axle measured hub face to hub face is about right.

BUT

What you need are 4 foot 10 inch ish spring pads.

I allways call my axle supplier and ask them what they can build me. A new axle for my 4 foot wide quad/Golf cart/toy trailer cost about $180.

Standens axle Calagary Alberta big thumbs up!

No. The insurance must be in the name of the owner of the vehicle. An insurance policy is a legally binding contract and if one party does not own the vehicle then the policy and thus the contract is void. The insurance company cannot pay a claim on a vehicle if the owner is not party to the contract. They also cannot legally pay the owner because they are not an insured person under the contract.

Yes, but you can not drive it.

It can be a pain in the Butt but yes you can purchase and Insure a car without a Drivers Licence. For the insurance you will have to have a person or persons to drive it.

It sounds like this person will be a regular driver and as such they should be listed on your insurance as a driver. In your policy you agree to list all household residents and regular drivers. They should be listed on your policy.

Usually not, collision and comprehensive only pay based on pre-accident value of the car, which for a salvage is very little if anything. You will need liability and it might be useful to have uninsured motorist.

Each vehicle does have to have its own insurance policy, but as long as she is listed as primary driver on the car your husband can purchase and pay for the insurance on the car she drives when not at home. This is commonly done for example while a child is away at college.

You can technically get full coverage (comp and collision) coverage on any age vehicle, but it is usually not practical to get it on a really old vehicle since if the vehicle is in an accident and is deemed a total loss you will not get very much for the vehicle.

That is going to depend on the state.

Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't

Caution Laymans Answer!

Basically Liability is to cover damage done to outher people and other peoples property.

Yes. Most companies that offer umbrella or excess liability policies will not offer such a policy unless they also insure your home and or vehicles. The reason for this is that under the policy you are required to carry policies on your home and vehicles but are required to carry certain limits of liability on these policies. It s much easier for the company to monitor these policies and required limits if they handle these policies. There are some companies that will write these separately but the prices are much higher under these circumstances.

If you are caught driving an un-insured car: YES

No because you do not have insurable interest in the building. You could not get paid for damages since you are not the owner.

infinity 5 digit company code

Yes it is. Integon Insurance is a part of GMAC Insurance group and is based in North Carolina.

The State of Texas has a minimum liability limits of 25/50/25 in order to drive in Texas. This limit of liability means that there would be $25,000 liability per person for bodily injury and a policy maximum of $50,000 per accident and $25,000 maximum payable for property damages per accident. The answer to your question is $25,000.

State Auto Insurance Company is a large insurance company that writes auto, home, and other lines of insurance in most states. I don't believe it is part of another group but it owns other insurance companies as subsidiaries of State Auto.

It is not mandatory, in the United States as a country,to carry auto insurance, but in most states it is a law.

no because you have a certain amount of time to change your address and get a new license if not done in that time period your drivers license is basically expired even though it hasn't expired on the date