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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

Do teenage boys with ADHD have to pay more for car insurance?

I have not seen a case where a child with ADHD has been charge more for auto insurance that any child of the same sex and age. This is a good question because the auto application does ask if any drivers have any disability and ADHD could be proven to cause more of a risk of an accident. Due to the attention problems that ADHD cause, and insurance company could easily make the case that a child with diagnosed ADHD would be at a higher risk of having an accident than a child without such a disability. I believe that insurance companies would have to reduce the rates of children without such disorder and make the rates even out in order to make it basically even to them overall but reduce those without ADHD and increase those with ADHD in order to be fair.

Do you have to add your child to your car insurance if they live at a different household but primary driver of the car?

Only in a case whereby you would like them to be responsible for paying a claim if something happens to the vehicle while the child is driving. Sorry for the sarcasm. You would definitely be required to have them listed as the primary driver on the vehicle in this case where they are the primary driver of the car. Remember to always tell the insurance company the complete truth. All household members and/or drivers of the vehicles must be listed as drivers on the application. Remember that this means if they live in the household or if they drive the car. This means that in either case they must be listed on the application as driver. If your child lives elsewhere such as in college they are still considered a member of the household and therefore must be listed on the insurance application. Be careful about telling the insurance company the complete truth about drivers, vehicles, and addresses to make sure you have coverage when you need it.

What auto insurance company has the caveman commercials?

GEICO auto insurance was the company that used the Cavemen in their commercials. Their slogan was, "So easy, a caveman could do it". They began airing these commercials in 2004.

Where does one find auto insurance rates?

You can call auto insurance companies such as State Farm or Allstate and they can give you a quote over the phone or through email. You can also go to their websites and do it that way.

When was Quinn Car Insurance established?

Quinn Direct Insurance Limited was established in 1996 as a general insurance company. It is no longer allowed to practice in the UK, though it is still active in Ireland.

Will insurance companies pay for accident if driver with learners permit was driving alone?

No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.

What is the cheapest auto insurance currently on the market?

It really depends on the credit of the customer. Some will find that Gieco or Allstate is considered the cheapest around, while others will find that Progressive is the cheapest. Depending on where you are and your credit, your insurance may be different than someone else.

In what year was Money Supermarket Car Insurance first offered?

Unfortunately, MoneySuperMarket does not actually offer car insurance. MoneySuperMaket (the name is one word) is a website devoted to finding shopping resources all under one roof. Therefore, a person may find auto insurance quotes, as well as shoes, clothing. news, and other items. The site was founded in the United Kingdom, and launched in 1993. In 1999, it began offering mortgage information, and by 2007 was offering other services, such insurance quotes from sponsored companies.

How can you get the best deals out of car insurance?

My recommendation is to visit several different independent insurance agents in your area and talk with them including getting quotes from the agents. This allows you to not only get prices but you are basically doing a mini interview to find out which agent you feel more comfortable in doing business with and which you feel will give you the best advice about your insurance needs. I warn everyone to not only look for price only but to also choose the best agent in order to find an agent to advise you about your insurance needs as well as getting a good value. Value not only includes not only getting the best price on your insurance but also the best agent to advise you. An independent insurance agent will represent several different insurance companies who have good prices and good service for your area. Often times it is very hard to find an insurance company that provides good auto, home, life, and health insurance for a particular area of your state. Hopefully the agent has already done this job for you and have selected a good selection of companies to offer good coverages for your area. If you do business with an agent that represents only one insurance company the agent first works for the insurance company and not for the client. An independent insurance agent works for the client and represents many different companies. This allows him or her to search different companies to find the best combination of policies for you at the best price.

How does serving prisoners get car insurance?

Firstly, why would a serving prisoner need to have auto insurance unless their vehicle is financed and/or being driven by someone else. They can probably give their spouse or relative power of attorney to handle the automobile insurance. They must be very careful that the person who has power of attorney strictly obeys all regulations and lists all drivers and household members on the policy so that there is no issues that could cause coverage problems.

How long does an accident stay on your driving record in Nebraska?

This is a misconception about tickets and accidents showing up on your record. These are always on your record forever and ever. What does matter is that insurance companies have a certain period of time that they use for rating purposes. Most insurance companies rate based on a 3 year period but some of the companies use a 5 year rating period. Different states make difference time periods available to insurance companies. Here in Georgia an insurance company or agent can pull either a 3 year report or a 7 year report and that is all. A 7 year report costs more to obtain. Also, most insurance companies do not pull your driving record every 6 months unless you give them a reason to do so. Lets say you have an accident that was your fault and hit and run claim in a parking lot. This is a reason to look at your driving record and see if there is a pattern or problem.

Which companies offer free auto insurance quotes?

Most auto insurance companies offer online quotes for Free. Progressive, Geico, All State, and State Farm are just a few examples of companies that do so.

What types of insurance does Geico offer?

Geico can offer insurance for just about everything you would like to insure including home, auto, motorcycle, ATV and boat. You can also purchase insurance for your possessions if you're a renter, business insurance, and insurance against identity theft.

Which companies offer affordable auto insurance to young drivers?

Auto insurance prices for young drivers are based on many factors. Is the driver a male or female, does the driver have good grades, does the driver live in a city or out in a rural area. All of these are factors in determining insurance rates. For the lowest cost, a young driver would probably do best to try to get insurance through their parent's insurance bundle.

Where can a free auto insurance quote be found?

Progressive and Esurance are the two biggest places where people can find auto insurance quotes. Be careful when looking for other sites, though. There are many others that can be scams.

What are the penalties under Missouri state law to a driver who does not have automobile insurance?

Immediately upon being pulled over and failing to show proof of insurance, the driver is given a ticket. Then one of three things will occur. Either the court will send the conviction to be entered into the drivers record, they will enter an order of supervision, or the driver's licence will be suspended.

How long does it take to get a free car insurance quote?

It is possible to get a free car insurance quote within minutes of inserting one's information online. Some quotes require a few hours to be received by email, but these quotes are still free.

What are the top three auto insurance companies in the United States?

The top three auto insurance companies in the United States is AAA, State Farm, Geico. Their commercials and tight competition billboards have led them to the top.

How can a customer get a discount on Tesco car insurance?

A customer can get a discount on Tesco car insurance by being a good to great driver while being a member. Like most auto insurance companies, Tesco offers a discount if you can stay accident free.

What is the best car insurance rate in the country?

The best car insurance rates are dependent on many variables. Some of those variables include age of applicant, gender of applicant, whether or not the applicant has had traffic violations, make and model of vehicle to be insured, as well as locality of the vehicle to be insured.

How does the price of auto insurance in New York compare with other states?

The price of auto insurance in New York is actually much lower than many other states because people in New York don't drive themselves often. Usually they either walk or take a taxi.

What is the best cheap car insurance for young drivers?

The best cheap car insurance for young drivers would be All State. They have great deals and have accident forgiveness. They also offer house insurance as a deal.

Is auto insurance necessary in most places?

Over the past few years every state in the union has implemented laws that make it mandatory for anyone that has a vehicle to have it insured through some insurence company.

What are the services provided by the Tesco car insurance?

Tesco Car Insurance provides many services. A quote can be obtained for a standard or value policy. These policies include service such as coverage for an accident, for theft, and for fire, and a 24-hour accident hotline.

How does free auto insurance benefit people?

Unfortunately, there is no free car insurance. Although, one can purchase auto insurance at a cheap price. Auto insurance is used in case of an accident. It helps pay for the damage done to the vehicle and/or the person(s) in the vehicle.

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