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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

Why is car insurance for young drivers more expensive?

It is generally assumed that younger drivers are less experienced and therefor not as safe on the road as other drivers. They are also seen to be more likely to be racing or engaging in dangerous driving activities such as drunk driving or texting and driving. There are some insurance companies that will lower rates for young drivers excelling in school, however.

How can someone find a list of full coverage auto insurance companies closest to their location?

The easiest way to look up full coverage auto insurance is to look up through a phone book on insurance companies and there should be a listing right there.

What are the minimum car insurance requirements for California?

California law requires all drivers to have liability insurance that provides financial responsibility for any damage or injury cause by a traffic collision.

Where can discount auto insurance be purchased?

The best thing to do is to call several auto insurance companies. They should be able to give you the information on under what condition they give discounts, and what is the percentage of those discounts.

What is direct line car insurance?

Direct Line is the name of a car insurance agency. They deal with car insurance and their approach is to be simple and provide their customer with the best service at a reasonable rate.

Where can one find affordable car insurance?

All types of car insurance are going to come at different rates for different individuals. Younger individuals are going to have higher rates because they have greater risk, according to insurance companies. It is not possible to answer this question without knowing what type of car insurance a person is looking for.

How does Geico advertise car insurance?

Currently, Geico uses a charming little gecko to advertise their car insurance. He is usually walking around outside and talking to the viewers about how Geico saves money on insurance, and something comical usually happens toward the end of the commercial.

How many different auto insurance companies are there?

There are countless auto insurance companies. Those include Geiko, USAA, State Farm, Progressive, Safe Light Auto, the General and many others. Some are national and some are local.

Where is Safe Auto Insurance headquartered?

Safe Auto Insurance is headquartered at Columbus, Ohio. The corporate office is located at the following address. 4 Easton Oval Columbus, Ohio 43219

What are the advantages of purchasing auto insurance online?

The advantages are obvious to the consumer. They do not need to hassle with an agent who is trying to make their comission and the consumer can tailer make the policy as they see fit.

What are the benefits of getting car insurance quotes online?

The benefits of getting car insurance quotes online are that there is a lack of having to deal with unmannerly, rude, manipulative car insurance salesmen, and that one can easily compare quotes online to make the most of the nearest locations. There are those that have not bought car insurance online, but one can agree that not dealing with idiotic people would most certainly be a bonus to the task.

Why would an auto insurance rate fluctuate?

Auto insurance rates fluctuate for a variety of reasons. They are dependent upon the safety of the vehicle, the age of the driver, the mileage of the vehicle, and the amount of traffic violations incurred by the owner.

What are the downside risks to discount car insurance?

Some people opt for discount car insurance and they get discount insurance coverage, claims can take a while to process and sometimes denied more frequently

What is the best rated car insurance company?

An auto insurance quote-comparison website had their customers evaluate their auto insurance company in 2012. USAA was the leader with a 98% positive rating.

Is State Farm a good auto insurance agency?

State Farm is one of the highest ranked insurance companies. They have great customer service, handle claims quickly and efficiently, and are available twenty four hours a day to meet customer's needs.

What are the benefits of choosing NRMA car insurance?

The benefit of choosing NRMA car insurance is in it's price. NRMA's car insurance is somewhat less costly than other various insurances found to date making it much more affordable.

What information must one provide to receive an auto insurance quote?

Typically to receive an Auto Insurance quote you need to provide your social security number, driver's license number, and your history of accidents, and speeding/parking tickets you have received in the past. You will also need to provide your name, and zip code.

What are the leading car insurance companies?

The leading car insurance companies are Liberty Mutual, Geico, Esurance, State Farm and Allstate. The main factors that determine the value of these car insurance companies is an excellent customer service, competitive prices and highly experienced staff.

How can one request an online auto insurance quote?

There are a variety of websites dedicated to giving users a quote. The major insurance companies such as Allstate, Geico, and Progressive all feature this ability.

What is the best way to compare car insurance?

The best way to compare car insurance is to get several quotes from several different auto insurance companies. The smartest way to do so is to use the binder from your current insurance so the quotes that are given to you are for the same levels of insurance you currently have. Understanding the coverage is also an important factor.

How does auto quote work with car insurance?

Auto quotes are based on the information that you supply the company. The information is typically your age, driving history, type of car, how far you drive, and where you park your car most of the time.

What does direct line car insurance offer?

Direct Line Car Insurance offers protective automobile policies with many optional extras.

How can you find out if your car insurance is covered when renting a car for vacation?

Go and talk with your insurance agent. If you are just renting a vehicle to take on vacation without your vehicle being damaged in a covered claim then most likely your personal auto insurance will not cover the rental car. The best thing to do is speak with your agent. Some credit cards will offer coverage if you charge it on that particular card. The rental car agreement covers liability insurance and physical damage to the rental car with the exception of a high deductible which you are responsible for unless you pay a fee to cover this deductible. It usually cost $6 to $9 depending on the vehicle and may be worth it to purchase if you are worried about it.

Can your spouse's points affect your insurance if their license is revoked due to medical reasons?

You can exclude them as a driver if they no longer have a license but be aware that if they ever drive the vehicles even for an emergency there will be no coverage at all. If their condition changes and the are given back their license you need to make sure the exclusion is taken off the policy before they drive.