Can you get the details of Mutual Fund account through your folio no?
Very well yes. The folio number of a MF is like the account number of your bank. You can get all the details you want using it.
How does a hedge fund differ from a mutual fund?
Hedge funds and mutual funds are both managed portfolios in which the securities are picked by a fund manager. The securities that are picked are the ones that the manager feels will perform well and are grouped into a single portfolio. Portions of these funds are then sold to investors who are allowed to participate in the gains and losses of the holdings.
However hedge funds are more aggressively managed as compared to mutual funds. They can take speculative positions in derivative securities such as options and can also short sell stocks which will increase the leverage of the fund. This means that hedge funds can also make money in an economic downturn. Mutual funds in comparison cannot take such leveraged positions and do not involve the same level of risk.
Hedge funds also differ from mutual funds in their availability. They are only available to a specific group of investors with high net worth while mutual funds are available to any investors with even minimal amounts of money.
There are a number of investment companies in India that invest in hedge funds as well as mutual funds of which Reliance mutual funds is a very good option.
Difference between NFO and mutual fund?
NFO is the first stage in the life of a mutual fund. A mutual fund becomes an active fund only after the New Fund Offering (NFO) is complete. An NFO is an option where people invest in the fund house for the first time.
Once the fund house gets established, then there is no NFO, any investor can contact the fund house and buy the fund.
Is your neighbor obligated to pay for trimming your side of her hedge?
She is responible for everything on her side of the property line. If the hedge is shared, you both need to maintain it.
What is the difference between federal funding and private funding?
Federal funding is typically funding using our tax dollars. Private funding is exactly what it says "private funding" or funding through a hedge fund or investor.
A flagship fund is commonly marketed and recognized as an appropriate reflection of a fund manager's
overall ability. It is usually the largest investment product offered to institutional clients,
which, therefore, ensures that the performance and characteristics of the fund is
representative of the manager's investment process.
(source: "Institutional investment flows and the determinants of top fund
manager turnover", by Elor Dishi, David R. Gallagher and Jerry T. Parwada)
Does a paydown of a mbs security impact the NAV of a Mutual fund?
No. They are totally unrelated to affect the NAV
Can you do a mutual exchange with arrears?
Yes, a mutual exchange with arrears is possible, but it often depends on the policies of the housing authority or organization involved. Tenants wishing to swap homes may need to discuss their arrears situation with their landlord or housing officer to ensure that any outstanding rent doesn’t hinder the exchange process. It's advisable to seek guidance on how to manage arrears before proceeding with a mutual exchange.
A unfinished pyramid and a capstone
What is the Difference between a mutual fund and buying a single stock?
By buying a mutual fund, we are buying a number of stocks that are bought/sold by the fund manager.
Let us say you have invested Rs. 10,000/- in a XYZ mutual fund and he has stocks of the below 4 companies in a ratio
A - 15%
B - 30%
C - 25%
D - 30%
Which effectively means you have bought shares of company A worth Rs. 1500, B worth Rs. 3000/- and so on.
While buying stocks, you have a control on what you buy and when you buy and how much you buy but in the case of MFs you do not have this control. Whatever the fund manager buys, comes into your portfolio.
What happens if you don't have enough funds to cover a check?
The first would surely happen and of the remaining, Either or all of them would happen.
* The Cheque would bounce and no payment would be made * The bank would charge a cheque bounce fee * The cheque receiver would request a fresh payment or initiate a legal proceeding against you * The bank would lower your credit rating and your chances of getting loans in future would be difficult * etc...
What are the advantages of investing in mutual funds?
The advantages of investing a mutual fund is if one of the fund stocks or other securities performs poorly the loss can be offset by gains in another stock or security within the mutual fund.
Liquidity ratio in mutual funds?
Liquidity Ratio in a Mutual Fund house is the amount of money they maintain as cash or near cash instruments.
For example, a MF house has an AUM (Asset Under Mgmt) of $100 million and they maintain a liquidity ratio of 10% it means they would invest $90 million in securities and retain the $10 million as cash.
Need to maintain Liquidity:
The main reason to maintain the liquidity (cash reserves) is to meet the redemption requirements of customers. Not all customers would want to remain invested always. As the fund house has the responsibility to honor the redemption requests, they need to maintain cash reserves using which they would pay those customers.
Differences between mutual fund and insurance?
A Mutual fund is a common pool of money collected from many people and invested in stocks or any other investment instruments by a fund manager. The profit or loss is shared with the investors
Insurance is an agreement between the insurer and insured where the insurer agrees to bear the risk of some event after accepting a small premium from the insured. For ex: you can get a life insurance policy for Rs. 10 lakhs by paying a nominal premium of around Rs. 15000/- per year. In case of our unexpected demise, our family would get Rs. 10 lakhs from the insurance company.
What are the five stages of investing?
Below are the stages in investing.
# Analyze your risk tolerance level & kind of returns you expect on your investment
# Decide on the amount of money you can invest # Decide on the asset allocation. Eg: Equities - 50%, Gold 20%, bank deposit - 20% etc.
# Decide on the Sector allocation Eg: Banks - 20%, Infra - 15% etc # Do your analysis and choose the best investment options # Buy the assets.
# Regularly revisit your portfolio allocation and exit poor performing assets and prune your investment to meet your investment object.
Who founded Pioneer Mutual Funds?
Pioneer Investments is a Boston, MA, USA based investment company. It was found in 1928 by Philip Caret. They are the third oldest Mutual fund house in the USA.
Term used in Fraud emails claiming that your email has won 100 Million dollars and that you contact the FUDICIARY agent to get the money.
List six types of managed funds?
-Income Funds
These funds focus on generating an income stream with low risk of capital loss. tend to be heavily weighted in cash and fixed interest type investments.
- Growth Funds
These funds focus on long term capital growth. tend to be heavily weighted in property securities, Australian shares, international shares or all three.-Single sector Funds
Single sector funds invest in just one asset class-Diversified Funds
These funds tend to diversify across a number of asset classes.-Index Funds
These funds aim to achieve performance returns broadly in line with a selected market index (e.g. the ASX Top 100).-Active Funds
These funds are actively managed and aim to outperform a particular index (for example outperform the returns of the S&P ASX Top 100).-Platforms
This isn't a managed fund, but an administrative structure which allows you to invest in a broad range of investments such as managed funds, master trusts, direct shares and insurance products.-Multi-manager funds
-Rather than investing directly in shares, cash or fixed interest, the fund invests in a selection of other managed funds.
How many mutual funds are there?
There are about 7000 mutual funds (specifically "open end mutual funds") in the U.S. today. These fund have a variety of share classes, such as "Class A" or "Investor Class", which expands the total number of share offerings out to about 25,000.
Source: NewRiver, Inc.
NAV in case of mutual fund units means?
NAV stands for Net Asset Value.
This is the financial worth of all the assets held by a mutual fund house that were purchased using the money collected from investors.