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Mutual Funds

An investment instrument formed when investors pool their funds together. The mutual fund manager invests the sum in stocks, bonds, or other financial assets.

1,628 Questions

Growth of mutual fund in Indian capital market?

Mutual funds are a good means of investing in the stock market for people who lack investment knowledge as well as time to follow the markets.

Because of the convenience it offers and the returns on investment it has provided over the past few years, investors all over the country invest heavily through mutual funds. Especially with the addition of ELSS funds to income tax benefit mutual fund investments have increased manifold.

Can anyone of yop please suggest me with what topic i can do a finance project on mutual funds w.r.t icici prudential mutual funds please?

Please reframe your question and be clear on what you want to know. I suggest you visit the ICICI Mutual Fund website for more details on ICICI funds.

Srikanth Matrubai

What is the ticker symbol for Quik Trip?

From everything that I have looked at QT is a private company. there is no ticker symbol, becasue it is not available to the public.

Can mutual funds buy stocks under 5 dollars per share?

Not usually. It's not because of an SEC rule, it's because the mutual fund's charter prohibits it. I think if I was running a mutual fund company like Vanguard and one of my fund managers suggested buying penny stocks, I'd tell him to go home and stay there. It is extremely easy to lose your entire investment in penny stocks--which is completely contrary to the goal of a mutual fund.

What is the difference between insurance and mutual fund?

Mutual funds are an investment. They consists of a collection of various different investment products such as Stocks and Bonds and are managed by a team of experts. Life insurance is a means to leave money behind for your family or financial responsibilities when you die. You should both save for retirement and buy life insurance.

What are some sources of short term funds?

There are many sources of short term funds. Credit cards, delaying accounts payable, early payment discounts, and establishing a line of credit are ways to allocate funds. Most loans will require varying levels of collateral, personal guarantees, and interest rate expense.

Should I invest in mutual funds or put money in a savings account if I'm going to need the money in 1.5 years from now?

A savings account could represent a good investment based on the time period - many accounts are offering introductory for 12 months to ring savers in so you could benefit from high interest rates. They also offer easy access so you won't incur any withdrawal penalties. If you do choose a savings account, consider switching the account, once the introductory bonus offer has expired, to a new account with a new bonus to continue enjoying the higher rates of interest. On other hand, a mutual fund can be a good investment because it gives you access to a range of equities and securities that aren't usual available to private investors. I'd suggest comparing various funds and accounts before deciding which route to take - sites like www.fairinvestment.co.uk and www.moneyfacts.co.uk could be useful.

Can any one tell who is GVGopal?

G.V.Gopal Branch Managaer, Anagram Capital Ltd, Jubilee Hills And Mehdipatnam Branch, Hyderabad (A.P.) 092462 60452 Raipur Chattishgarh 0771- 4034909, 4035852

What do Mutual fund wholesalers earn?

Probably you are referring to Distributors. In India, they are earning NIL. Yes, Because of Entry Load ban, the Distributors are earning NIL money. They earn only if you stay invested and get a paltry 0.4% as Commission Trail on a Annualised Basis.

Visit my blog http://goodfundsadvisor.blogspot.com for more on Mutual Fund Advise.

Regards,

Srikanth matrubai

Why shareholders fund is needed?

Since every firm wants to expand its business,needs more capital and shareholder's fund is a source of capital by using which business can be operated on large scale.To collect shareholer'd fund, issuer company (who requires fund) will make public issue by following guidelines laid down by SEBI.

How do you set up a hedge fund?

Hedge funds are set up to invest large amounts of money from big investors. They have no purpose in personal finance.

Ten best no load mutual funds in India and us stock?

QQQQ is the 100 share stock from technology sector traded on NASDAQ. No Load and no exit fee is charged. QQQQ follows NASDAQ-100 index. Another US no-load mutual fund is SPY which tracks S&P 500. Both are ETF (exchange traded funds) and always almost have the highest volume on any given day. Both are very liquid stocks which results in a most narrow spread of 0.01 during market hours and about 0.03 to 0.06 in extended hours trading. This can perhaps happen only in the USA- Long Live USA. India is far from offering such highly liquid, tight spread adn above all - no load mutual funds. MSNMoney (USA) offers free advanced charting of these ETF (10-day intra day) which I am lead to believe can't be matched by some of the paid sites/services. Besides, brokerage charged by US brokers also provide FDIC and SIPC insurance protection upto USD 250,000 per account while search on Google for the last 4 days could only indicate that in India, such protection is available for a value of USD 2,000 (just 2 grands) only. Why bother investing in India ? ma_elaskar@yahoo.co.uk

Is mutual fund liquid asset?

Yes. open ended mutual funds can be considered liquid. You can convert it to cash within a couple of days.

How do you petition for 1031 exchange third party beneficiary funds from chapter 11 bankruptcy judge?

You are a creditor, like all others. The funds can't be disperssed without court approval. You will need to file a proof of claim and work through the process. Your funds are clearly at risk. This may be a particularly complex claim and you should get legal help that is intimately familar with corporate bankruptcy.

Are bonds safer than stocks or mutual funds?

Yes they are. Bonds are debt obligations and hence the person who owes the debt is supposed to pay the money back and our money is much safer than what it is in a stock or mutual fund. Since stocks and mutual funds are related to the stock market they have an inherent risk wherein we can lose money if the market collapses.

Advantages and disadvantages of owner funds?

There are many advantages and disadvantages of owner funds. The advantages and disadvantages of owner funds depends largely on the person.

Why is 5-dollar level so important in stock investing?

Perceived Risk - There are almost no companies that have gone public at a price below 5-dollar level. Thus, for a company that trades under $5 there is a big chance that some serious operational or financial problems have accrued in the past or recently, and there is plenty of statistics suggesting that $5 stocks frequently go to zero.

Margin - Margin is a line of credit given to an investor so that they may make investments in amounts larger than their current funds would allow. This allows investors the ability to leverage their current holdings and make larger investments hoping that the return will be larger than the interest for the loan. These investors are taking on a larger amount of risk and so are the firms that loan the funds to the investor. Because of this most firms deem stocks under 5 dollars to be unmarginable. This means that they will not extend a line of credit on investments that are trading at less than 5 dollars. They do not feel that a stock trading under 5 dollars is good collateral. Some set the mark higher or lower but 5 dollars is the most common. They do this because of the higher risk associated with lower priced stocks. Brokerages worry that they may not be repayed if substantial losses are realized in a short period of time. These facts make unmarginable stocks or stocks trading under the 5 dollar mark less attractive to the investment public including institutional investors and hedge funds.

Penny Stock Notoriety - A "penny stock," according to SEC interpretation, is an equity trading for less than $5 a share that is not traded on the listed markets of the NYSE, AMEX, or NASDAQ. This perception of riskiness in sub-$5 dollar stocks outside the major exchanges has definitely influenced the perception off all sub-$5 stocks, even those highly liquid and more transparent exchange traded stocks.

Note: Many consider penny stocks to be stocks that trade for less than a dollar which are listed in cents (pennies) as in .87 cents or pennies.

Institutional Investors - Many mutual funds' charters directly prohibit their managers from investing or holding penny stocks (those traded on the OTCBB and pink sheets) and generally stocks under $5 dollars. However, mutual funds are not obligated by any regulations to have such clauses and there are mutual funds that specialize in penny stocks.

Government Influence - To the extent that municipal, state, or federal pension funds' charters might prohibit their managers from investing in stocks (or holding stocks) below 5 dollar level, we can talk about government involvement in discouraging investments in stocks trading below $5.

Retail Constraints - Many brokerage houses and investment professionals strongly discourage trading in speculative stocks. Often their customers must sign extra paperwork acknowledging that they are aware of the risks of trading such stocks.

See the related link below for an interesting article on the subject.

What is mutual fund sub accounting?

Mutual fund subaccounting is a way to "clear" (the process of buying and selling) the mutual fund transactions. An intermediary record keeps all of the individual shareholder account information, such as the indivdual balances and indivdual transactions and dividends in each fund. The account balances roll up to match an omnibus account balance that is record kept by the transfer agent of the fund. When individual investors buy or sell a particular fund those transactions the intermediary combines those transactions and a minimum number of larger trades are placed with the fund in the omnibus account.

Will Washington Mutual stock go up?

Since Washington Mutual has declared bankruptcy, the likelihood of the company's stock of going up is extremely small. Most often, common shareholders will receive nothing for their shares as the company reorganizes it's financial structure.