a black and white wood eating beetle
A carpet beetle or a drugstore beetle is near to your description. They are gray in color with black spots.
The Colorado Beetle attacks potato crops with veracity. This has often given it the name of "potato bug" or "ten striped potato bug."
Possibly a banded alder borer? Possibly a banded alder borer?
The Missouri bug is obviously the black beetle.
There is not any data for a black beetle with a yellow stripe and red tail. You may be looking at the fourlined plant bug. The fourlined plant bug is black and yellow striped but does not have a red tail.
It is a wasp
A beetle is a small round bug with a hard shell. There are several beetles that are black spotted. One example of a black spotted beetle is a lady bug.
bed bug
That description matches a ladybug, which is a common type of beetle known for its red and black coloration. Despite their name, not all ladybugs are ladies; they can be both male and female.
Soldier beetle also known as the cantharis rustica
Certain types of beetles have a black back with white spots. The eyed click beetle is an example of this type of bug.