Yes
Nope. :)
The Sprint HTC Hero uses the Google Play music when downloaded free, you do not have to pay for a special feature to use it.
Unfortunately, a littly bit :( Google sends you a SMS wich you have to pay for When they send you the SMS you can use the code from the SMS to make a GMail account Its to prevemt from Spam.
No you do not have to pay for a Google reader subscription.
Advertizers pay Google, that is what makes it free for the rest of us.
You can pay online using Google Pay at various websites and apps that accept this payment method.
You will need to ask Google that. But it sounds like your account is not set up to pay for things properly.
No
Google Play was created in 2008.
Yes, it has Google Play.
Yes you can transfer money from Google pay to chime card. You can add chime card in Google pay like other debit cards.