Vehicles are considered secured debt any action taken such as repossession, lawsuits to recover debt owed, reaffirmation agreement and so forth is strictly up to the lender.
You will have to ask your bank about that. They are in control now.
A person immediately contact their lawyer to assist on issue.
If neither the lender or the repossession company is notified that you have filed, and they proceed in good faith, your car can be repossessed. If either knowingly violated the stay, you may be able to redeem the vehicle, and the bankruptcy court may fine the agencies who acted in violation.
You will probably have to apply for a salvage title due to the machines history .
Yes. Only if there was a relief of stay issued for the vehicle or you signed a reaffirmation for the vehicle loan and didn't make the payments.
orange
KEYWORD "DISCHARGED"
No. But they can ask to be excluded from the bankruptcy. Usually a deal can be made with the lender to keep a vehicle. If it is covered by the exemption and the borrower lives up to the contract agreement.
IF its filed properly,NO. Why not ask your B/K attorney this question??? That's what you pay them for.
Thats an excellant question to ask your B/K attorney. maybe if you REAFFIRM the debt, you can get it back. MERRY CHRISTMAS
If the car is gone, the car is gone. The car would only be covered in BK if you still had it. If you file Chapter 13 bankruptcy within 10 days of your car being repossessed, or in some states before it has been sold or auctioned, your creditor must return the vehicle to you.
this is a bit difficult to answer you question seems incomplete. When you discharge out of bankruptcy that mean one of two things to me either you have completed your agreed payment schedule with the court or you have refinanced yourself out of chapter 13. Or you may be saying that your first mortgage was in default (which is foreclosure according to the banks). In any case if your first was reinstated because it was in default, and your second was or is in default and you want to save your home then yes you will have to reinstate the 2nd. The best thing to do may be a new 2nd?? Not enought specific information in your question. Your 2nd could take your home as easily as the 1st.