It depends on your specific policy.
Ski insurance is generally purchases as a personal injury plan to protect agains injury or accidents that are incurred while the participant is skiing on the mountain. They generally do not cover hotel expenses.
The landlords insurance would cover the hotel costs if your apartment was damaged under a covered insurance loss. Your tenants insurance would also provide coverage as well.
Yes. Homeowners policies provide coverage for theft or any other covered cause such as fire, tornado, etc. when the property is located off premises. The amount of coverage is generally 10% of coverage C (Contents) for property located off premises. This covers property at a friends house, in a hotel on vacation, in your child's dorm room at college, and just about anywhere else. Homeowners policies is probably the best value there is in insurance due to the amount of coverages it provides for the low premiums.
No. Your homeowners insurance, If you have additional living expense coverage, will pay for the cost of hotels, motels or other living arrangements up to the specified limits when your home has been demaged by a covered peril and is no longer livable while repairs are being made.
Homeowners Insurance and Lost wagesNo, Homeowners Insurance typically does not provide coverage for lost wages of a homeowner. They generally do provide coverage for additional living expenses during a covered loss that will help you pay for temporary living accommodations such as a hotel bill or a temporary apartment while your home is repaired. By providing additional living expenses it is reasoned that any loss or work could be kept to a minimum helping to mitigate encumbrance of the property owner to be gainfully employed.If your disaster is regional in nature in that your place of work also has been damaged then you could likely seek temporary relief through your local Unemployment office until such time as your employer is back in business.If you are self employed from your home then hopefully you carry Business interruption coverage under your Business or Commercial Insurance policy that would cover lost income.
Quotes for Hotel Insurance Policy comparisons can be located online on the websites for Quote Rack, U.S. based Hotel-Insurance, Hospitality Max, Texas Hotel Insurance Program, and Construct A Quote.
The building on the HC cover is actally not a hotel. It's actually the front of a mens prison here in California.
Additional Living Expense (ALE) coverage reimburses policyholders for the extra costs of living away from their home temporarily due to damage from a covered loss. This can include expenses like hotel bills, meals, and transportation. It is typically included in homeowners or renters insurance policies as a way to assist homeowners in finding alternative living arrangements while their home is being repaired or rebuilt.
Michigan Home Insurance quotes. Get MI homeowners insurance prices from local agents. Compare plans and rates for home owners coverage. Home insurance protects what is probably your most valuable asset. We help people all over Michigan find homeowners insurance. Local brokers can answer your questions and help you in your search for the best home owners insurance rates and policies. A Michigan Home insurance policy can protect your house, furniture, garage and can even pay your housing expenses if you are burned out of your house. A standard MI homeowners policy will pay for a hotel or other living arrangement if your house is can't be lived in due to a covered peril. This is one more reason to work with a knowledgeable broker who serves your area of Michigan. We can help you find a MI broker who specializes in MI auto and home owners insurance.Apartment Insurance for Michigan Renters can protect the property you keep in your dormitory, apartment or flat. These plans can help pay to replace your furnitu
This Additional living expense (ALE) coverage will give you coverage for the costs of your temporary living place that may be hotel, apartment and buildings, etc.For more information you can get more details Express Hotel Housing.
They don't cover the same things, a 5th wheel to most companies is considered to be another car. So you may not provide you a hotel room or things of that nature as they would with RV insurance, which is considered to be a mobile home.