"Yes. On all personal checking accounts at Texas Capital there are monthly maintenance fees, however, monthly maintenance fees can be avoided by holding a balance at all times over $750 in a capital checking or $1500 in a checking with interest account. Within those specific circumstances, yes it would then be free. ATM machines charge their own fees. The Basic Checking account is not free no matter what balance you carry."
The Bank of Texas offers free checking accounts. They have 5 locations in Houston so you should have one nearby.
A specific bank that offers no-free checking accounts is PNC bank. In addition, Chase bank, Bank of America, and many other banks might offer no-free checking accounts.
Both Bank of America and Bank Atlantic offer free checking accounts and have branches in Florida.
US Bank offers free checking to small businesses, PNC offers free checking to businesses, BB&T also has a free business checking, alone with Capitol One.
Capital Bank has many programs to get started in the banking world. They offer basic free checking and savings accounts. They also offer more advanced savings and investing accounts once your starting account has grown.
Most all banks have a free checking account option. You must be at least 18 years old to apply for a free checking account. It is required of you to have a job, or be in college in order to get the full benefits of a free checking account.
Banks that provide free online checking include Chase, Bank of America, Wells Fargo, Ally, State Farm, Capital One 360, Alliant Credit Union, Bank of Internet USA, Connexus, Incredible Bank, and PerkStreet Financial.
Fulton Bank offers two checking accounts with free checking. They have a student account and a regular checking account that are free, meaning they have no fees. They also have no minimum balance and due not accrue interest.
There are several banks that offer free checking. Renasant Bank offers free checking for all individuals. I recommend them highly and suggest that you check them out at your earliest convenience.
Washington Mutual Bank is no longer in business. It was purchased by Chase Bank. Chase Bank does offer free checking. I'm a Chase Bank customer and they are great!
Banks that offer free checking accounts include Ally, Capital One 360 (formally ING Direct), Alliant Credit Union, Bank of Internet USA, Connexus Credit Union, Incredible Bank, and Perk Steet Financial. Other banks such as Wells Fargo, PNC bank, US Bank, and America First Credit Union offer options for free checking accounts such as also having a savings account at the bank.
There are a number of banks that do not charge a fee for checking accounts. Some of the banks that offer free checking are ING Direct, USAA, First America Bank, Ally Bank and PNC Bank.