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That would depend on several factors. If your Victoria Secret card has significant history on it, then yes, it can hurt your credit by erasing some of your credit history.

Also, if you have a large credit line on your VS card (not likely since retail cards don't often have high limits), then closing it can reduce your credit utilization rate, thereby hurting your credit.

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14y ago

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Does anyone have a Victoria's Secret Secret Rewards Card they wouldn't use?

Why wouldnt noo one use it ? Come on now its victorias secret !!'


Can you use the Victoria's secret credit card at bed bath and beyond?

No, you cannot use a Victoria's Secret credit card at Bed Bath & Beyond. The Victoria's Secret credit card is a retail store card that can only be used at Victoria's Secret and its affiliated brands. Bed Bath & Beyond does not accept this card as a form of payment.


Can you use the victoria's secret credit card for online bath and body works purchases?

No, you cannot use a Victoria's Secret credit card for purchases at Bath & Body Works. The Victoria's Secret credit card is specifically for use at Victoria's Secret and its affiliated brands. For Bath & Body Works, you would need to use a different form of payment, such as a general credit card or a gift card specific to that store.


If you close a credit card will it hurt your credit?

It will not affect your credit if you pay off the balance when you close the account.


What is the procedure to Surrender a credit card?

You can simply write to the credit card company and close your account. Then you can cut up your credit card.


How do you close a sale?

Get the credit card number


What happens to my credit card if I close my bank account?

If you close your bank account, your credit card account will typically remain open and unaffected. However, you will still be responsible for making payments on your credit card balance as usual.


How can you close a credit card that has a delinquent balance?

No, it has to be settled before you can close it.


Can a bank close your credit card if you a behind in your mortgage but up to date on your credit card?

No, they are completely different accounts.


Can you close your credit card account and continue to make payments?

No, what usaully takes place is that the credit card company freeze your credit card account and you continue to make payments


If you close out some of your credit card accounts and continue to pay them off will that increase your credit score?

You should not close a credit card if you are still paying on it. It will bring your credit score down. Close it when you are done paying. I know this because my mom owns her own credit repair/management business and she tells me what to do with my credit cards.


What happens when you close a credit card with a balance?

You cannot close it until you settle all your dues to the card issuing bank.