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It can cover property damage if you want. Remember that an SR-22 is not the insurance policy but just the filing with the State proving that you have insurance. You can have any coverage that you need and want on the insurance policy just like any other policy. Sometimes the premium must be paid in full or limited in the number of payments so a more expensive policy would make the payments more. Otherwise the insurance companies usually do not charge any more for the SR-22 than for the regular insurance policy. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.
What else can I help you with?
What does property damage liability car insurance cover in an accident?
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
What does 3rd party insurance cover?
what is a SR22
Will homeowners cover damage to non owned golfcart if you damage it?
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
Will renters insurance cover sewage pipe backup damage to personal property?
If your renters policy covers Sewer Backup then it will cover damage to personal property.
Does uninsured auto insurance cover property damage?
If you are uninsured then of course not.
What are the rules or guidelines of PLPD insurance?
PlPD = public liability, property damage, meaning your policy will cover medical and some property damage to a vehicle or property you may have an infraction with
Does SR22 cover any vehicle you drive?
SR22 Insurance is just Auto Insurance. So it depends on the scope of coverage you requested when you purchase the policy. The fact that you have an SR22 endoresement on your Auto Insurance Policy has no bearing on your scope of coverage.
Is there a Sr22 that will cover non owned company vehicle?
An SR22 filing would have to accompany your Personal auto insurance policy. Personal Auto insurance "never" provides coverage for a commercial company vehicle with or without an SR22 filing.
Does renters insurance cover damage to others property?
No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.
If a uninsured motorist hits your car will sr22 cover your damages?
If you purchased uninsured motorists coverage with your policy you will be covered. The SR22 is not insurance, it's certificate of proof that you have insurance.
If a tree does property damage who is liable?
Mother Nature would be the liable party, Unfortunately, she does not carry insurance. If your property is insured, Then your property Insurance Policy will cover the cost of damage repairs.
What happens if your property damage insurance is not enough to cover the claim?
You will be liable for the difference.
