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11y ago

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Why would one need third party insurance coverage?

One needs a 3rd party insurance coverage to cover for damage for vehicle or property. This kind of insurance covers injury of others, including passengers in the car.


Does all general liability insurance cover damage at depreciated value?

General liability insurance does not provide property coverage, except for 3rd party claims alleging property damage due to the insureds' negligence.


If I am involved in a car accident where I am not at fault, will the third party insurance cover the damages?

Yes, if you are not at fault in a car accident, the third party's insurance should cover the damages to your vehicle and any injuries you may have sustained.


What is meant by insurance and types of insurance?

Third party car insurance or third party liability is also referred to as the 'act only' cover. It is a mandatory cover under the Motor Vehicles Act to ensure that the driver has adequate insurance coverage to pay for the damages resulting from an accident. The first party over here is the driver of the car, the second party is the insurance company and the third party is any person (injured or who claims damage) involved in the accident. For More


Can you get third party insurance to cover your ipod?

Personal possessions are usually covered on your homeowners or renters insurance policies.


What is the average monthly cost of moped insurance?

the insurance can be £170+ depending on which one u want 3rd party only = £170+ 3rd party, fire and theft= £210+ comprehensive = £400+


What type of insurance pays to fix damages that you cause but does not cover your own car?

It is called "Third Party Insurance Cover" and in most countries it is a legal REQUIREMENT to have this cover on ALL cars being driven on public roiads. It is normally sold to you as "Third Party, Fire and Theft" and covers for those 3 eventualities. The insurance that covers injury to YOU and YOUR car if you are at fault is called "Comprehensive Cover" - (this includes "Third Party, Fire and Theft" cover too).


What is the minimum insurance cover in the uk?

Minimum insurance for cars is 'third party' insurance, for housing it's 'contents'. Third party insurance for vehicles does not cover damage to the owner's vehicle, only fire, theft and damage caused to other vehicles in an accident. Contents insurance for housing insurance, only covers damage to the internal furnishings against natural disasters (flood for example) It does not cover the cost of repairing the building itself.


Is there an auto insurance that covers a person not the car?

yes you can take third party insurance cover for you & your car. where the premium is very less...which will not cover your car damage , fire & theft.


What is the difference between comprehensive and third party insurance?

Comprehensive coverage is covers the interests of the named insured. A third party insurance policy will not cover you. It only covers the interests of that named third party insured.


Does a noncustodial parent have to pay for teenage daughters car insurance?

Whoever your daughter lives with is the responsible party to cover her on their insurance policy!


What kind of car insurance is required?

There are various types of car insurance, the one you choose depends absolutely on you. By law you are required to have a minimum kind of insurance meaning it is criminal to drive without an insurance cover. Be that as it may, the available cover vary with the cover they offer. Private Car Insurance policy cover is divided into three, from the highest to the least here they are:COMPREHENSIVE : this in is an all risk cover and it covers your vehicle and third party's vehicles against accident, theft, fire and other road risks also covers Third party injury, medical expenses etc.THIRD PARTY FIRE & THEFT: this a restricted cover, which covers injury to and damage to Third Party's car and covers own car against Fire and Theft alone.THIRD PARTY: this is the least kind of cover and by far the cheapest. It cover injury to and damage to Third Party car only.Therefore, take any of the above with respect to your budget and your car (my advise - expensive cars should be insured on Comprehensive basis).