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The costs will vary, depending on the size of your home, how many people live there and where you are located. Typical monthly bills are: garbage pickup is 35-40; land phone without long distance is 20-30; electricity is up to $200 in the summer, 75 in the winter (or vice versa); water is 25-50, gas is similar in cost to electricity--winter is most expensive. All other items are discretionary--cell phone, internet access and cable.

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