You have to posses the title on the vehicle and the documentation that there is a default in payments.
Yes.
No, you dont even need keys to repossess a car in South Carolina
You need to call the police in ANY state ASAP after repoing a vehicle.
In some states, YES. email me if you need more info.
A cosigner or coowner cannot repossess a vehicle. That is something the leinholder does.
habeas corpus
When you don't pay for it.
The same way a loan company does, HIRE a REAL repo agency to do the job.
A creditor can repossess a vehicle at any time after a default(late payment, lack of insurance, etc.) occurs on the contract.
Once the loan is in default the bank has the right to refuse payment and repossess the vehicle.
No. Absolutely not. If they enter a vehicle they do not have an order of repossession on, they've committed a crime. They may enter the vehicle they are there to repossess, and only the vehicle they are there to repossess.
They are not going to repossess a vehicle because you were rude. They can however repossess it if you miss just one payment.