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In Missouri, the Department of Insurance, Financial Institutions and Professional Registration (DIFP) oversees title insurance companies. This agency regulates the operations of title insurers and ensures compliance with state laws and regulations. The DIFP also handles consumer complaints and provides information related to title insurance practices in the state.

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Each State is different. In Maryland we are governed by the Maryland Insurance Administration. We also have to abide by RESPA rules and regulations, and the guidelines set forth by our Title insurance underwriters. Typically, it is the state's Department of Insurance or Banking and Insurance that oversees the Underwriters and Agencies. That does not mean that each state has licensing requirements in order to effect title, but simply that the title insurance process of issuing insurance policies for title is regulated by the state. Some state require title agencies and producers to be licensed and pass examinations, others do not.


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