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What else can I help you with?
Can a repo take place at your work in Florida?
A repossession can be executed anyplace or time that a person holding the repossession order sees the vehicle in question, as long as the repo man does not violate the law in doing so. That said, Florida law does not restrict repossession according to location.
If a repossession man is calling you to pick up a car you paid off two days ago and the balance due is 0.0 can they still pick up the vehicle?
No they cannot take your car if it is paid off. No but that doesn't mean they won't try.. When the repo company calls again, invite them to stop by and look at your paperwork. Most repo companies appreciate you showing them when the lender is goofing off with their paperwork. It saves the repo company time in running accts. that SHOULD be closed.
Can a repossession agent repossess a vehicle for an individual and if so how can you locate one in Texas?
YES, IF your paperwork is in order, you can agree on a price and the unit is accessable. repoman.com for Texas repo agents Please dont waste yours and the agents time with an EX-this, I want my car back thing.
Can repossession happen in the middle of the night?
The repo man will pick up the vehicle anytime and anywhere he can do it while watching out for his personal safety. Repo men have been shot at, cursed at, hit, and everything in-between from the person whose vehicle is being repossesed. I would think that night time would be the safest time for a repo.
What are the laws for vehicle repossession and the recovery of personal belongings in Maryland?
IN ANY STATE YOU MAY GET YOU THINGS AT THE TIME OF THE REPO OR YOU CAN GO TO THE YARD AND HAVE SOME ONE HELP YOU.
Can a car repossession in Tennessee result in jail time?
NOT just for a simple repo NO. IF there are other complications added to the repo, maybe.
Can you be arrested if the auto lender comes to repo the car and you dont have it?
Not at the time the lender seeks repossession of the vehicle, but if it is found that fraud has been committed (vehicle hidden, sold, etc.) them criminal charges could be applicable.
Is it legal for a repossession company to move a car that is blocking the car they want?
When the tow truck makes contact with another vehicle it is in possession of that tow/repo company. If they connect to another vehicle to "move" it they are in possession of that vehicle without cause or permission. This is technically a stolen auto at that time. It is NOT legal to move other vehicles to get to another. A good repossession agent with proper use of his tools can get a vehicle out of even the most tightly squeezed places. Before you accuse a repo agent of "stealing" a vehicle, make sure he actually did!!!
Is there a legal time of day to repo a car?
Nope,To clarify: provided that the other laws regarding repossession are complied with, the time of day is irrelevant. It might be more accurate to say that there is no ILLEGAL time of day to repo a car.
If you had a repo in the past can you still buy another car?
Yes, this is not only possible, but if you were responsible and surrender the vehicle for repossession it can be quite easy. I have had both a voluntary repossession as the result of a BK, and a voluntary lease surrender for the same BK. Since that time, long, log ago, I have had many vehicles, and many vehicle loans. At first I of course paid higher interest. But even that reduces with time and a good history.
What is the difference between a repossession and a writ of replevin?
Repossession is what is commonly thought of as a "REPO". A self-help repo is permitted by most states. "Writ of Replevin" is the other legal option that a few states require to do the same thing. The state makes money by requiring the Replevin. BOTH have the same effect on your credit. A repo is where a lender contacts someone to pick up the vehicle. You, at that time, do NOT have to surrender the vehicle. A "Writ of Replevin" is where the lender gets a court order signed by a judge for you to surrender the vehicle. It will be served by a Sheriff's officer, with the repo man in tow, and you will then have to let them take the car. Otherwise, you are in contempt and it is not worth it to defy a court order. That is the only time you have to surrender the vehicle.
How much time do you get for redemption in Tx after repo?
There is no set limit. Some lenders will classify the repossession as a "Direct drop." this means that once the vehicle is recovered, it is taken or transported immediately to auction. It often depends more on the lender and their individual procedures.
