What are the requirements for obtaining Europe travel insurance for a Schengen visa?

Answer 1

To obtain Europe travel insurance for a Schengen visa, your policy must meet specific requirements set by the Schengen member states. Below are the official requirements and key features:

Schengen Visa Travel Insurance Requirements

1. Minimum Coverage of €30,000 (approx. USD 35,000)

• The insurance must cover medical expenses, emergencies, and hospitalization.

2. Coverage for All Schengen Area Countries

• The insurance must be valid in all 27 Schengen countries, regardless of your main destination.

3. Coverage for the Entire Duration of Stay

• Insurance must be valid from the day you enter until the day you leave the Schengen Area.

4. Emergency Medical Evacuation and Repatriation

• It must include medical evacuation to your home country and repatriation of remains in case of death.

5. No Deductible Recommended

• Some embassies prefer or require zero-deductible policies (no out-of-pocket cost for you at the time of claim).

Documents You’ll Need to Purchase the Insurance

• Passport copy

• Trip details (travel dates, destination countries)

• Visa application copy (if requested by insurer)

• Personal information (name, contact, etc.)

Tips for Buying the Right Policy

• Use trusted insurers recognized by Schengen embassies (e.g., Schengen Visa Itinerary)

• Get a visa letter or certificate from the insurance provider stating that your policy meets Schengen requirements.

• Buy from a provider that offers instant PDF download and refunds in case your visa is denied.

Answer 2

To obtain Europe Travel Insurance for a Schengen visa, you typically need coverage for medical emergencies and repatriation, with a minimum coverage of 30,000. The insurance should be valid for the entire duration of your stay in the Schengen area and cover all Schengen countries. Additionally, the insurance should include coverage for any expenses related to COVID-19.