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If you are applying for a Schengen visa (to travel within the 27 Schengen Area countries in Europe), you are required to have travel medical insurance that meets specific criteria.

Official Requirements:

1. Minimum Coverage Amount

The insurance must cover at least €30,000 (≈ USD 32,000) in medical expenses.

2. Coverage Area

The policy must be valid in all 27 Schengen countries, not just the one you intend to enter first.

3. Medical Emergencies

The insurance must cover costs related to emergency medical treatment, hospitalization, and urgent care.

4. Repatriation of Remains

The policy must include coverage for repatriation to your home country in the event of serious illness, injury, or death.

5. Validity Period

The insurance must be valid for the entire duration of your stay in the Schengen Area.

6. Proof Requirement

Applicants must provide an official certificate or letter of insurance when submitting a Schengen visa application. Booking confirmations alone are not sufficient.

Important Note:

  • Travelers from visa-exempt countries (e.g., the United States, Canada, and Australia) are not legally required to present travel insurance upon entry. However, it is highly recommended, as healthcare in many Schengen countries can be very costly without adequate coverage.
  • For visa-required travellers, failure to provide insurance that meets Schengen requirements is one of the most common reasons for visa rejection.

Additionally, if you are seeking an affordable travel insurance provider, our team at Schengen Visa Itinerary has developed tailored packages to simplify the application process.

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Related Questions

Do I need to purchase Schengen visa travel insurance for my trip to India?

No, you do not need to purchase Schengen visa travel insurance for a trip to India. Schengen visa travel insurance is specifically for travel within the Schengen Area in Europe. It is not required for travel to India.


What are the requirements for obtaining Europe travel insurance for a Schengen visa?

To obtain Europe travel insurance for a Schengen visa, you typically need coverage for medical emergencies and repatriation, with a minimum coverage of 30,000. The insurance should be valid for the entire duration of your stay in the Schengen area and cover all Schengen countries. Additionally, the insurance should include coverage for any expenses related to COVID-19.


If you wanted to travel to Europe Schengen region as a US citizen could you spend up to 90 days in EACH Schengen country without a required visa or only 90 days for the entire Schengen region?

You could spend only 90 days in the entire Schengen region. For a non-Schengen citizen, the Schengen region is like one nation from the perspective of visa requirements.


Is Tunisia part of schengen states?

No, Tunisia is not part of the Schengen Area. It is not in Europe. Given the current problems with illegal immigrants from Tunisia, and the fact it has no land borders with Europe, it is unlikely it will ever be a member of Schengen.


Where did the word Schengen originate?

Schengen is the village in Luxembourg where the agreement for Europe sans frontiers was signed.


Is Doha a schengen state?

Doha is the capital city of the state of Qatar Qatar is not in Europe, it is not a member of the Schengen Agreement.


Is Serbia includ in schengen visa?

Yes it is. As long as you have a Serbian passport you are included in the schengen visa.


Where can I apply for a Schengen visa in Seattle"?

You can apply for a Schengen visa in Seattle at the Consulate General of the country you plan to visit in Europe.


Do you need a Schengen visa for Europe if you have a UK ancestral visa?

UK visas and Schengen visas are nothing to do with each other. Whether you need a Schengen visa or not is decided on by your nationality.


How does US car insurance work in Europe?

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